1812 Laurel Oak Dr, Modesto, CA 95354 Property Records

Stanislaus County property record for 1812 Laurel Oak Dr, Modesto, CA 95354

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,889 sqft · built 1980
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Oct 2003)
Tax Bill$3,952 (2026)
Deeds & MortgagesApr 2021 Mortgage
Oct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN034-023-062-000

Property Details

APN / Parcel Number

Primary APN034-023-062-000
Alternative APNs
  • 0342362000
  • 0342362

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,889 sqft Living Area
1st Floor Area1,889 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeWood
Roof MaterialWood Shingle
Lot Area3,485 sqft (0.08 acres)
View / LotZero Lot Line
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1812 LAUREL OAK DR
CityMODESTO
StateCA
Zip95354-1625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAKMONT NO 4 BLOCK 2188 LOT 4
Legal SubdivisionOAKMONT 04
Legal Block2188
Legal Lot Number4
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group1
Census Block1003
Census Tract1900

Owner

1812 Laurel Oak Dr is owned and occupied by two individuals who acquired it in August 2006.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1812 LAUREL OAK DR, MODESTO, CA 95354-1625
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 16, 2019Deed of Trust, Mortgage · Line of Credit
TCF NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2003 · Amount on File
Deed SaleOct 16, 2003 · Amount on File
Prior SaleNov 22, 2002 · Amount on File
Deed Document Number2003177696
Last Transfer DateAug 29, 2006
Transfer Doc0000133849
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address1812 LAUREL OAK DR, MODESTO, CA 95354-1625
Transaction TypeMortgage
Record UpdatedApr 23, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1812 LAUREL OAK DR, MODESTO, CA 95354-1625

Mortgage

Document Number0000035841
DateApr 14, 2021
Instrument2021-0035841
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address1812 LAUREL OAK DR, MODESTO, CA 95354-1625
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071745
DateOct 16, 2019
Instrument2019-0071745
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 23, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 1812 Laurel Oak Dr was $3,952 with a homeowner's exemption, up 1.1% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictModesto City Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,952.00 (+1.13%) Homeowner's exemption$348,034 (+2%) Land $108,756 Building $239,278
2025$3,908.00 Homeowner's exemption$341,211 Land $106,624 Building $234,587
2023$3,675.00 (+2.54%) Homeowner's exemption$327,964 Land $102,485 Building $225,479
2022$3,584.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1812 Laurel Oak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1985–1995)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1812 Laurel Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: ezWave, Verizon.

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