1804 Laurel Oak Dr, Modesto, CA 95354 Property Records

Stanislaus County property record for 1804 Laurel Oak Dr, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,224 sqft · built 1980
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (May 2026)
Tax Bill	$4,444 (2026)
Deeds & Mortgages	Jun 2022 Mortgage May 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`034-023-064-000`

Property Details

APN / Parcel Number

Primary APN	`034-023-064-000`
Alternative APNs	`0342364000` `0342364`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	3,485 sqft (0.08 acres)
View / Lot	Zero Lot Line
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1804 LAUREL OAK DR
City	MODESTO
State	CA
Zip	95354-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OAKMONT 04
Legal Block	1
Legal Lot Number	2
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1003
Census Tract	1900

Owner

1804 Laurel Oak Dr is owned and occupied by an individual who bought it in May 2026.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1804 LAUREL OAK DR, MODESTO, CA 95354-1625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage ANTHONY SOUZA ETUX
May 20, 2026	Grant Deed, Transfer · FHA Mortgage RESIDENTIAL WHOLESALE MORTGAGE
Mar 22, 2023	Grant Deed, Transfer · FHA Mortgage SYNERGY ONE LENDING
Jan 18, 2022	Grant Deed, Transfer TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH
Jan 18, 2022	Intrafamily Transfer, Transfer TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH
Aug 20, 2021	Intrafamily Transfer, Transfer
Jan 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Prior Sale	Mar 22, 2023 · Amount on File
Deed Document Number	202628652
Prior Transfer Date	Jan 4, 2022
Prior Transfer Doc	0000003293
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1804 LAUREL OAK DR, MODESTO, CA 95354-1625
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 FERGUSON AVE, MODESTO, CA 95354-2822

Mortgage

Document Number	0000044998
Date	Jun 22, 2022
Instrument	2022-0044998

Lender

Name	ANTHONY SOUZA ETUX
Type	Private Party
Address	258 KATHLEEN AVE, OAKDALE, CA 95361

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 20, 2026
Property Address	1804 LAUREL OAK DR, MODESTO, CA 95354-1625
Document Number	0000028652
Instrument Date	May 19, 2026
Instrument	202628652
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,106.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 LAUREL OAK DR, MODESTO, CA 95354-1625

Mortgage

Document Number	0000028653,
Date	May 20, 2026
Instrument	202628653

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Mortgage

Document Number	0000028654,
Date	May 20, 2026
Instrument	202628654

Lender

Name	GOLDEN STATE FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	15 Months
Due	Jun 11, 2041

Interest

Rate	6.37%
Max Rate	-1%

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 22, 2023
Property Address	1804 LAUREL OAK DR, MODESTO, CA 95354-1625
Document Number	0000012947
Map Reference	VOL 27 PG 3
Instrument Date	Mar 20, 2023
Instrument	2023-0012947
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1804 LAUREL OAK DR, MODESTO, CA 95354-1625

Mortgage

Document Number	0000012948
Date	Mar 22, 2023
Instrument	2023-0012948

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Mortgage

Document Number	0000012949
Date	Mar 22, 2023
Instrument	2023-0012949

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	362 Months
Due	May 19, 2053

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 18, 2022
Property Address	1804 LAUREL OAK DR, MODESTO, CA 95354-1625
Document Number	0000003294
Map Reference	VOL 27 PG 3
Instrument Date	Jan 4, 2022
Instrument	2022-0003294
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 FERGUSON AVE, MODESTO, CA 95354-2822

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jan 18, 2022
Property Address	1804 LAUREL OAK DR, MODESTO, CA 95354-1625
Document Number	0000003293
Map Reference	VOL 27 PG 3
Instrument Date	Jan 4, 2022
Instrument	2022-0003293
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 FERGUSON AVE, MODESTO, CA 95354-2822

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Aug 20, 2021
Property Address	1804 LAUREL OAK DR, MODESTO, CA 95354-1625
Document Number	0000079214
Map Reference	VOL 27 PG 3
Instrument Date	Aug 6, 2021
Instrument	2021-0079214
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 LAUREL OAK DR, MODESTO, CA 95354-1625

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 12, 2017
Property Address	1804 LAUREL OAK DR, MODESTO, CA 95354-1625
Document Number	0000002456
Instrument Date	Jan 9, 2017
Instrument	2456
Transaction Type	Transfer
Record Updated	Jan 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1009 BRADY AVE MODESTO CA 953505203, MODESTO, CA 95350-5203

Tax Assessment & Valuation

The 2026 property tax bill for 1804 Laurel Oak Dr was $4,444, down 4.4% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,444.00 (-4.43%)	$390,500 (-3.51%) Land $190,000 Building $200,500
2025	$4,650.00 Homeowner's exemption	$404,715 Land $192,474 Building $212,241
2023	$4,374.00 (+4.84%)	$381,990 Land $188,700 Building $193,290
2022	$4,172.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1804 Laurel Oak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1985–1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1804 Laurel Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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