1812 E 1650th St, Paloma, IL 62359 Property Records

Adams County property record for 1812 E 1650th St, Paloma, IL 62359

Property Summary

Property TypeSingle Family Home
Lot Size0.75 acres (32,670 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Aug 2025)
Tax Bill$3,019 (2024)
Deeds & MortgagesAug 2025 Sale & Mortgage
Dec 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN050035800000

Property Details

APN / Parcel Number

Primary APN050035800000

Exterior

Lot Area32,670 sqft (0.75 acres)

Location & Zoning

Street Address1812 E 1650TH ST
CityPALOMA
StateIL
Zip62359-2016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSE SEC 34 1N7W BEG 1115.88FT N & 33FT E SW COR TR 117.33FT N & S X 371.25FT E & W PT SW SE SEC 34
Legal Range07W
Legal Township01N
Legal Section34
JurisdictionADAMS IL
Township / Civil DivisionHONEY CREEK
Census Block Group4
Census Block4070
Census Tract10100

Owner

Source: Adams County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1812 E 1650TH ST, PALOMA, IL 62359-2016
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2025Warranty Deed, Transfer · FHA Mortgage
FLAT BRANCH MORTGAGE INC
Dec 10, 2018Warranty Deed, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK
May 29, 2009Warranty Deed, Transfer
PENSCO TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2025 · Amount on Record
Deed SaleAug 29, 2025 · Amount on Record
Prior SaleDec 10, 2018 · Amount on Record
Deed Document Number20255125
Record UpdatedSep 20, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateAug 29, 2025
Property Address1812 E 1650TH ST, PALOMA, IL 62359-2016
Document Number2025R05125
Map ReferenceMB 3 PG 493
Instrument DateAug 25, 2025
Instrument2025R-05125
Transaction TypeTransfer
Record UpdatedMay 4, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$262.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1997 N 1753RD LN, CAMP POINT, IL 62320-2207

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1812 E 1650TH ST, PALOMA, IL 62359-2016

Mortgage

Document Number2025R05126
DateAug 29, 2025
Instrument2025R-05126
Lender
NameFLAT BRANCH MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055
Interest
Rate TypeFixed Rate
Rate6.63%

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateDec 10, 2018
Property Address1812 E 1650TH ST, PALOMA, IL 62359-2016
Document Number2018R09542
Instrument DateDec 6, 2018
Instrument2018R-09542
Transaction TypeTransfer
Record UpdatedMay 4, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$187.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1812 E 1650TH ST, PALOMA, IL 62359-2016

Mortgage

Document Number2018R09543
DateDec 10, 2018
Instrument2018R-09543
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate3.82%

May 2009: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateMay 29, 2009
Property Address1812 E 1650TH ST, PALOMA, IL 62359-2016
Document Number0709/07124
Book / Page709 / 07124
Map ReferenceMB3 PG493
Instrument DateMay 29, 2009
Transaction TypeTransfer
Record UpdatedMay 4, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$171.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2212 SWEETBRIAR AVE, QUINCY, IL 62305-9029

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1812 E 1650TH ST, PALOMA, IL 62359-2016

Mortgage

Document Number0709/07125
DateMay 29, 2009
Book Page709/07125
Lender
NamePENSCO TRUST CO
TypeNon-Lending Institution
Address00000
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
IndexLIBOR

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionHoney Creek Township
Unified School DistrictCentral CUSD 3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$60,350 (+34.32%) Land $4,740 Building $55,610$181,050 (+34.32%) Land $14,220 Building $166,830
2024$3,019.00 (+25.48%)
2022$44,930 Land $3,890 Building $41,040$134,790 Land $11,670 Building $123,120
2021$2,406.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADAMS COUNTY WATER DISTRICT NO 1
serves 800 people · EPA ID IL0015150
Water SourcePurchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION
Last State InspectionJul 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams Telsystems
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
300 / 100

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