1804 E 1650th St, Paloma, IL 62359 Property Records

Adams County property record for 1804 E 1650th St, Paloma, IL 62359

Property Summary

Property Type	Single Family Home
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Tax Bill	$4,698 (2024)
Deeds & Mortgages	Dec 2019 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`050036500000`

Property Details

APN / Parcel Number

Primary APN	`050036500000`

Exterior

Lot Area	174,240 sqft (4 acres)

Location & Zoning

Street Address	1804 E 1650TH ST
City	PALOMA
State	IL
Zip	62359-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE SEC 34 1N7W BEG 280.5FT E & 177FT N SW COR N TO RR SW TO PT 16.5FT E W LN S TO PT 177FT N S LN E TO POB PT SE SEC 34
Legal Range	07W
Legal Township	01N
Legal Section	34
Jurisdiction	ADAMS IL
Township / Civil Division	HONEY CREEK
Census Block Group	4
Census Block	4078
Census Tract	10100

Owner

Source: Adams County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1804 E 1650TH ST, PALOMA, IL 62359-2015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANKERS TRUST CO
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANKERS TRUST CO
Aug 1, 2005	Deed of Trust, Mortgage · Line of Credit FIRST BANKERS TRUST CO NA
Aug 30, 2007	Deed of Trust, Mortgage · ARM FIRST BANKERS TRUST CO NA
Oct 19, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	1804 E 1650TH ST, PALOMA, IL 62359-2015
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R08808
Date	Dec 18, 2019
Instrument	2019R-08808

Lender

Name	FIRST BANKERS TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2035

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	1804 E 1650TH ST, PALOMA, IL 62359-2015
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R02415
Date	Mar 11, 2021
Instrument	2021R-02415

Lender

Name	FIRST BANKERS TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	1804 E 1650TH ST, PALOMA, IL 62359-2015
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0705/08131
Date	Aug 1, 2005
Book Page	0705/08131

Lender

Name	FIRST BANKERS TRUST CO NA
Type	Non-Lending Institution
Address	QUINCY, IL 62301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	83 Months
Due	Jul 22, 2012

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	1804 E 1650TH ST, PALOMA, IL 62359-2015
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0707/09007
Date	Aug 30, 2007
Book Page	707/09007

Lender

Name	FIRST BANKERS TRUST CO NA
Address	QUINCY, IL 62301

Agreement

Type	ARM
Amount	Amount Recorded
Term	145 Months
Due	Sep 1, 2019

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Type Change Date	Sep 1, 2012
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	10.2%
Index	1-Year CMT
Max Rate	14.2%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS IL
Recording Date	Oct 19, 2020
Property Address	1804 E 1650TH ST, PALOMA, IL 62359-2015
Document Number	2020R10125
Instrument Date	Oct 12, 2020
Instrument	2020R-10125
Transaction Type	Transfer
Record Updated	May 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 E 1650TH ST, PALOMA, IL 62359-2015

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Honey Creek Township
Unified School District	Central CUSD 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,360 (+8%) Land $11,130 Building $84,230	$286,080 (+8%) Land $33,390 Building $252,690
2024	$4,698.00 (+61.33%)	$88,300 (+66.32%) Land $10,310 Building $77,990	$264,900 (+66.32%) Land $30,930 Building $233,970
2022		$53,090 Land $9,120 Building $43,970	$159,270 Land $27,360 Building $131,910
2021	$2,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams Telsystems Fiber	1,000 / 1,000
Nextlink Fixed Wireless	300 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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