Mecklenburg County property record for 18115 Bluff Inlet Rd, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,645 sqft · built 2001 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Sep 2006) |
| Tax Bill | $2,720 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Mar 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-195-10 |
| Primary APN | 003-195-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,645 sqft Living Area |
| 1st Floor Area | 793 sqft |
| Upper Floors Area | 852 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,011 sqft (0.138 acres) |
| Garage Area | 380 sqft |
| Porch | Slab |
| Porch Area | 97 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 18115 BLUFF INLET RD |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-5725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR |
| Legal Description | L81 M34-940 |
| Legal Subdivision | VICTORIA BAY PH 01 MAP 03 FINAL |
| Legal Block | 5 |
| Legal Lot Number | 81 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 6408 |
18115 Bluff Inlet Rd is owned and occupied by an individual who bought it in September 2006.
Source: Mecklenburg County records, as of July 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18115 BLUFF INLET RD, CORNELIUS, NC 28031-5725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 4, 2019 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2006 · Amount on File |
| Deed Sale | Sep 28, 2006 · Amount on File |
| Prior Sale | Nov 1, 2002 · Amount on File |
| Deed Document Number | 2006202291 |
| Deed Book / Page | 21125 / 658 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18115 BLUFF INLET RD, CORNELIUS, NC 28031-5725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000012111 |
|---|---|
| Date | Feb 13, 2024 |
| Book Page | 38629/226 |
| Instrument | 2024012111 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | 100 N TRYON ST, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 5, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18115 BLUFF INLET RD, CORNELIUS, NC 28031-5725 |
| Document Number | 0000027857 |
| Instrument Date | Mar 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM |
| Name | Verified Name |
|---|---|
| Address | 18115 BLUFF INLET RD CORNELIUS NC 280315725, CORNELIUS, NC 28031-5725 |
| Document Number | 0000027857 |
|---|---|
| Date | Mar 13, 2019 |
| Book Page | 033345/000728 |
| Instrument | 27857 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28262 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 18115 Bluff Inlet Rd was $2,720.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,720.00 | $400,400 Land $95,000 Building $305,400 | $400,400 Land $95,000 Building $305,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18115 Bluff Inlet Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18115 Bluff Inlet Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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