Mecklenburg County property record for 18103 Bluff Inlet Rd, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,645 sqft · built 2001 |
| Lot Size | 0.135 acres (5,892 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $181,000 (Aug 2014) |
| Tax Bill | $3,313 (2023) |
| Deeds & Mortgages | Feb 2024 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-195-07 |
| Primary APN | 003-195-07 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,645 sqft Heated Area |
| Gross Area | 2,122 sqft |
| 1st Floor Area | 793 sqft |
| Upper Floors Area | 852 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 5,892 sqft (0.135 acres) |
| Garage Area | 380 sqft |
| Porch | Porch |
| Porch Area | 97 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 003-195-07 |
|---|---|
| Street Address | 18103 BLUFF INLET RD |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-5725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR |
| Legal Description | L78 M34-358 |
| Legal Subdivision | VICTORIA BAY PH 01 MAP 03 |
| Legal Lot Number | 78 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 6408 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 18103 BLUFF INLET RD, CORNELIUS, NC 28031-5725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| May 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK HM LOANS |
| May 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2014 · Amount on Record |
| Deed Sale | Aug 29, 2014 · Amount on Record |
| Prior Sale | May 12, 2008 · Amount on Record |
| Deed Document Number | 0029414768 |
| Deed Book / Page | 29414 / 768 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18103 BLUFF INLET RD, CORNELIUS, NC 28031-5725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 8426 BRIDGESTONE DR, HUNTERSVILLE, NC 28078-5835 |
| Document Number | 0000013836 |
|---|---|
| Date | Feb 16, 2024 |
| Book Page | 38638/758 |
| Instrument | 2024013836 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | 19525 W CATAWBA AVE, CORNELIUS, NC 28031 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Feb 6, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18103 BLUFF INLET RD, CORNELIUS, NC 28031-5725 |
| Document Number | 0000065390 |
| Instrument Date | May 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 18103 BLUFF INLET RD CORNELIUS NC 280315725, CORNELIUS, NC 28031-5725 |
| Document Number | 0000065390 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 034553/000323 |
| Instrument | 65390 |
| Name | ANGEL OAK HM LOANS |
|---|---|
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 7, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18103 BLUFF INLET RD, CORNELIUS, NC 28031-5725 |
| Document Number | 0000056791 |
| Instrument Date | May 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2018 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Address | 18103 BLUFF INLET RD CORNELIUS NC 280315725, CORNELIUS, NC 28031-5725 |
| Document Number | 0000056791 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 032667/000460 |
| Instrument | 56791 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 9, 2048 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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