1811 Stepney St, Niles, OH 44446 Property Records

Trumbull County property record for 1811 Stepney St, Niles, OH 44446

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,272 sqft · built 1950
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Aug 2025)
Tax Bill$1,861 (2025)
Deeds & MortgagesMay 2022 Mortgage
Apr 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-351600

Property Details

APN / Parcel Number

Primary APN25-351600

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,272 sqft Living Area
1st Floor Area1,712 sqft
AtticAttic
Attic Area416 sqft
Basement Area832 sqft
Unfinished Basement832 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions135 ft deep x 83 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area292 sqft
Deck Area75 sqft
Patio Area504 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1811 STEPNEY ST
CityNILES
StateOH
Zip44446-3937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5191& 82.50F ALL & 5192 PT STEPNEY ST
Legal SubdivisionMCDONALD HEIGHTS
Legal Lot Number5191
JurisdictionTRUMBULL OH
Township / Civil DivisionWEATHERSFIELD
Census Block Group1
Census Block1000
Census Tract932600

Owner

Source: Trumbull County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1811 STEPNEY ST, NILES, OH 44446-3937
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Apr 18, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Apr 18, 2019Loan Modification, Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2025 · Amount on Record
Deed SaleAug 18, 2025 · Amount on Record
Prior SaleMay 24, 2016 · Amount on Record
Deed Document Number202514491
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRUMBULL OH
Property Address1811 STEPNEY ST, NILES, OH 44446-3937
Transaction TypeMortgage
Record UpdatedMay 24, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1811 STEPNEY ST, NILES, OH 44446-3937

Mortgage

Document Number0000009458
DateMay 5, 2022
Instrument202205050009458
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueMar 1, 2052

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRUMBULL OH
Property Address1811 STEPNEY ST, NILES, OH 44446-3937
Document Number0000009806
Instrument DateApr 18, 2019
Transaction TypeMortgage
Record UpdatedJun 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1811 STEPNEY ST NILES OH 444463937, NILES, OH 44446-3937

Mortgage

Document Number0000009806
DateMay 31, 2019
Instrument9806
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 30, 2049

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionTRUMBULL OH
Property Address1811 STEPNEY ST, NILES, OH 44446-3937
Document Number0000010027
Instrument DateApr 18, 2019
Transaction TypeMortgage
Record UpdatedJun 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1811 STEPNEY ST NILES OH 444463937, NILES, OH 44446-3937

Mortgage

Document Number0000010027
DateJun 4, 2019
Instrument10027
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
AmountAmount Recorded
Term360 Months
DueJun 3, 2049
Interest
Rate4.75%

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyTrumbull County
County SubdivisionWeathersfield Township
MunicipalityNiles City
Unified School DistrictNiles City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,861.00$43,020 (-) Land $4,590 Building $38,430
2024$1,861.00 (-1.59%)$43,020 (-) Land $4,590 Building $38,430
2023$1,891.00 (+19.23%)$43,020 (+36.1%) Land $4,590 Building $38,430$122,900 (+36.1%) Land $13,100 Building $109,800
2022$1,586.00$31,610 Land $4,590 Building $27,020
2020$90,300 Land $13,100 Building $77,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2003)
Most Recent ClaimJul 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNILES CITY PWS
serves 21,961 people · EPA ID OH7802403
Water SourcePurchased surface water from MAHONING VALLEY SANITARY DISTRICT
Last State InspectionAug 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Stepney St

Nearby Streets

Search Property Records by Address or Parcel Number