1804 Stepney St, Niles, OH 44446 Property Records

Trumbull County property record for 1804 Stepney St, Niles, OH 44446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1952
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Feb 2026)
Tax Bill	$563 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-629700`

Property Details

APN / Parcel Number

Primary APN	`25-629700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	2,240 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	106 ft deep x 59 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1804 STEPNEY ST
City	NILES
State	OH
Zip	44446-3938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& 5218& 58.75F 5217 STEPNEY ST ALL & W PT
Legal Subdivision	NILES CITY
Legal Lot Number	5218
Jurisdiction	TRUMBULL OH
Township / Civil Division	WEATHERSFIELD
Census Block Group	1
Census Block	1000
Census Tract	932600

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1804 STEPNEY ST, NILES, OH 44446-3938
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2026 · Amount on Record
Deed Sale	Feb 26, 2026 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	20263142
Prior Transfer Date	Feb 12, 2014
Prior Transfer Doc	0000003624
Record Updated	Oct 29, 2026

February 2026: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	TRUMBULL OH
Recording Date	Feb 26, 2026
Property Address	1804 STEPNEY ST, NILES, OH 44446-3938
Document Number	0000003142
Map Reference	VOL 12 PG 87
Instrument Date	Feb 24, 2026
Instrument	202602260003142
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	ALMER LAND TITLE AGENCY INC, AMERICAN LAND TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1804 STEPNEY ST, NILES, OH 44446-3938

Mortgage

Document Number	0000003144
Date	Feb 26, 2026
Instrument	202602260003144

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Weathersfield Township
Municipality	Niles City
Unified School District	Niles City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$563.00 Homeowner's exemption	$23,520 (-) Land $3,220 Building $20,300
2024	$563.00 (-8.16%) Homeowner's exemption	$23,520 (-) Land $3,220 Building $20,300
2023	$613.00 (+29.05%) Homeowner's exemption	$23,520 (+27.27%) Land $3,220 Building $20,300	$67,200 (+27.27%) Land $9,200 Building $58,000
2022	$475.00 Homeowner's exemption	$18,480 Land $3,220 Building $15,260
2020			$52,800 Land $9,200 Building $43,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Jul 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES CITY PWS serves 21,961 people · EPA ID OH7802403
Water Source	Purchased surface water from MAHONING VALLEY SANITARY DISTRICT
Last State Inspection	Aug 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20