18108 E 26th Ter Ct S, Independence, MO 64057 Property Records

Jackson County property record for 18108 E 26th Ter Ct S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,452 sqft · built 2000
Lot Size	0.25 acres (10,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,899 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-530-05-37`

Property Details

APN / Parcel Number

Primary APN	`25-530-05-37`
Alternative APNs	`25-530-05-37-00-0-00-000` `25530053700000001` `770918`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	598 sqft
Basement Area	1,298 sqft
Finished Basement	460 sqft
Unfinished Basement	838 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,900 sqft (0.25 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	60 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	770918
Street Address	18108 E 26TH TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64057-2456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TALL OAKS LOT 2
Legal Subdivision	TALL OAKS
Legal Block	3
Legal Lot Number	2
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3010
Census Tract	14702

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18108 E 26TH TERRACE CT S, INDEPENDENCE, MO 64057-2456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Oct 25, 2019	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MTG
Nov 16, 2018	Deed of Trust, Mortgage · VA Mortgage GSF MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2019
Deed Sale	Oct 25, 2019
Prior Sale	Jun 30, 2015 · Amount on Record
Deed Document Number	2019E87095
Prior Transfer Date	Jul 15, 2007
Prior Transfer Doc	0000E93672
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18108 E 26TH TERRACE CT S, INDEPENDENCE, MO 64057-2456
Document Number	000E116552
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18106 E 26TH TERRACE CT S INDEPENDENCE MO 64057, INDEPENDENCE, MO 64057

Mortgage

Document Number	000E116552
Date	Dec 7, 2020
Instrument	116552E

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 25, 2019
Property Address	18108 E 26TH TERRACE CT S, INDEPENDENCE, MO 64057-2456
Document Number	0000E87095
Instrument Date	Oct 24, 2019
Instrument	87095E
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18108 E 26TH TERRACE CT S INDEPENDENCE MO 640572456, INDEPENDENCE, MO 64057-2456

Mortgage

Document Number	E87555
Date	Oct 25, 2019
Instrument	87555E

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18108 E 26TH TERRACE CT S, INDEPENDENCE, MO 64057-2456
Document Number	000E103394
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18108 E 26TH TERRACE CT S INDEPENDENCE MO 640572456, INDEPENDENCE, MO 64057-2456

Mortgage

Document Number	000E103394
Date	Dec 4, 2018
Instrument	103394E

Lender

Name	GSF MTG
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 3, 2033

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,559 (-) Land $8,134 Building $46,425	$287,150 (-)
2025	$3,899.00 (+18.65%)	$54,559 (+15%) Land $8,134 Building $46,425	$287,150 (+15%)
2024	$3,286.00 (+2.3%)
2023	$3,212.00	$47,443 Land $7,543 Building $39,900	$249,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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