Montgomery County property record for 18100 Headwaters Dr, Olney, MD 20832
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,068 sqft · built 1985 |
| Lot Size | 0.246 acres (10,713 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $615,500 (Jun 2018) |
| Tax Bill | $9,082 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-02404831 |
| Primary APN | 08-02404831 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,068 sqft Living Area |
| Gross Area | 3,508 sqft |
| 1st Floor Area | 1,384 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,713 sqft (0.246 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 374 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02404831 |
|---|---|
| Street Address | 18100 HEADWATERS DR |
| City | OLNEY |
| State | MD |
| Zip | 20832-1751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | OLNEY OAKS |
| Legal Subdivision | OLNEY OAKS |
| Legal Block | A |
| Legal Lot Number | 21 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 701312 |
18100 Headwaters Dr is owned and occupied by two individuals who bought it in June 2018.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18100 HEADWATERS DR, OLNEY, MD 20832-1751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Jun 4, 2018 | Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2018 · Amount on File |
| Deed Sale | Jun 4, 2018 · Amount on File |
| Prior Sale | Jun 14, 2004 · Amount on File |
| Deed Book / Page | 56116 / 90 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18100 HEADWATERS DR, OLNEY, MD 20832-1751 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | HARVEST TITLE AND ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0596420223 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 59642/223 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20878 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 4, 2018 |
| Property Address | 18100 HEADWATERS DR, OLNEY, MD 20832-1751 |
| Document Number | 0561160090 |
| Book / Page | 56116 / 090 |
| Map Reference | MB125 PL14651 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | HARVEST TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,232.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18100 HEADWATERS DR, OLNEY, MD 20832-1751 |
| Document Number | 0005611698 |
|---|---|
| Date | Jun 4, 2018 |
| Instrument | 56116/98 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 18100 Headwaters Dr was $9,082.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $759,900 (+2.34%) | $794,700 (+7.03%) Land $277,200 Building $517,500 | |
| 2025 | $9,082.00 | $742,500 Land $264,000 Building $478,500 | $742,500 Land $264,000 Building $478,500 |
| 2023 | $637,100 | $742,500 Land $264,000 Building $478,500 | |
| 2022 | $6,164.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18100 Headwaters Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2015–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18100 Headwaters Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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