Montgomery County property record for 18126 Headwaters Dr, Olney, MD 20832
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,169 sqft · built 1985 |
| Lot Size | 0.25 acres (10,887 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $659,000 (Feb 2021) |
| Tax Bill | $7,667 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-02499148 |
| Primary APN | 08-02499148 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,169 sqft Living Area |
| Gross Area | 3,568 sqft |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 717 sqft |
| Finished Basement | 717 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,887 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 400 sqft |
| Patio Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02499148 |
|---|---|
| Street Address | 18126 HEADWATERS DR |
| City | OLNEY |
| State | MD |
| Zip | 20832-1752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | OLNEY OAKS |
| Legal Subdivision | OLNEY OAKS |
| Legal Block | A |
| Legal Lot Number | 44 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 701312 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18126 HEADWATERS DR, OLNEY, MD 20832-1752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Feb 5, 2021 | Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Dec 20, 2018 | Deed of Trust, Mortgage · FHA Mortgage NAVY FCU |
| Dec 19, 2016 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2021 · Amount on Record |
| Deed Sale | Feb 5, 2021 · Amount on Record |
| Prior Sale | Jan 19, 2006 |
| Deed Book / Page | 61797 / 192 |
| Prior Transfer Date | Jul 22, 2003 |
| Prior Transfer Doc | 0000040644 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18126 HEADWATERS DR, OLNEY, MD 20832-1752 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | NOT AVAILABLE, DISTRICT TITLE A CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 18 SCHUBERT CT, SILVER SPRING, MD 20904-6841 |
| Document Number | 0627930233 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 62793/233 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 5, 2021 |
| Property Address | 18126 HEADWATERS DR, OLNEY, MD 20832-1752 |
| Document Number | 0617970192 |
| Book / Page | 61797 / 192 |
| Map Reference | MB 131 PL 15204 |
| Instrument Date | Nov 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | DISTRICT TITLE A CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,885.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18126 HEADWATERS DR, OLNEY, MD 20832-1752 |
| Document Number | 61797197 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 61797/197 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18126 HEADWATERS DR, OLNEY, MD 20832-1752 |
| Document Number | 0570830464 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2019 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS |
| Name | Verified Name |
|---|---|
| Address | 18126 HEADWATERS DR OLNEY MD 208321752, OLNEY, MD 20832-1752 |
| Document Number | 0570830464 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | 057083/000464 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 8, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18126 HEADWATERS DR, OLNEY, MD 20832-1752 |
| Document Number | 0537310452 |
| Book / Page | 053731 / 000452 |
| Instrument Date | Dec 19, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 18126 HEADWATERS DR OLNEY MD 208321752, OLNEY, MD 20832-1752 |
| Document Number | 0537310452 |
|---|---|
| Date | Feb 6, 2017 |
| Book Page | 053731/000452 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 5, 2047 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $754,033 (+2.45%) | $790,100 (+7.35%) Land $277,800 Building $512,300 | |
| 2025 | $7,667.00 (-4.82%) | $736,000 (+25.64%) Land $264,500 Building $471,500 | $736,000 (-) Land $264,500 Building $471,500 |
| 2024 | $8,055.00 (+50.53%) | ||
| 2023 | $585,800 | $736,000 Land $264,500 Building $471,500 | |
| 2022 | $5,351.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2015–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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