Jackson County property record for 18100 Cliff Dr, Independence, MO 64055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,394 sqft · built 1986 |
| Lot Size | 0.569 acres (24,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $257,500 (Oct 2019) |
| Tax Bill | $4,496 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-530-02-12 |
| Primary APN | 34-530-02-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,394 sqft Living Area |
| 1st Floor Area | 1,496 sqft |
| Basement Area | 1,496 sqft |
| Finished Basement | 899 sqft |
| Unfinished Basement | 597 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,792 sqft (0.569 acres) |
| Lot Dimensions | 100 ft deep x 1 ft wide |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 204 sqft |
| Deck Area | 306 sqft |
| Patio Area | 306 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 887566 |
|---|---|
| Street Address | 18100 CLIFF DR |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64055-6909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE CLIFFS LOT 10 |
| Legal Subdivision | THE CLIFFS |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 14504 |
Source: Jackson County records · APN 34-530-02-12
Assessment roll updated September 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18100 CLIFF DR, INDEPENDENCE, MO 64055-6909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JLB CORP |
| Feb 18, 2020 | Deed of Trust, Mortgage · Line of Credit UMB BK |
| Oct 11, 2019 | Warranty Deed, Transfer HOME PT FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 11, 2019 · Amount on Record |
| Deed Sale | Oct 11, 2019 · Amount on Record |
| Prior Sale | Jul 08, 2015 |
| Deed Document Number | 2019E82855 |
| Prior Transfer Date | Mar 01, 2002 |
| Prior Transfer Doc | 0000023494 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 18100 CLIFF DR, INDEPENDENCE, MO 64055-6909 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00E0038288 |
|---|---|
| Date | Apr 09, 2021 |
| Instrument | 2021E0038288 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 18100 CLIFF DR, INDEPENDENCE, MO 64055-6909 |
| Document Number | 0000E15733 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18100 CLIFF DR INDEPENDENCE MO 640556909, INDEPENDENCE, MO 64055-6909 |
| Document Number | 0000E15733 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 15733E |
| Name | UMB BK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Oct 11, 2019 |
| Property Address | 18100 CLIFF DR, INDEPENDENCE, MO 64055-6909 |
| Document Number | 0000E82855 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 82855E |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2019 |
| Title Company | KANSAS CITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18100 CLIFF DR INDEPENDENCE MO 640556909, INDEPENDENCE, MO 64055-6909 |
| Document Number | E83037 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 83037E |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 10, 2049 |
Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Blue Springs R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $72,114 (+10.01%) Land $11,303 Building $60,811 | $379,550 (+10.01%) | |
| 2024 | $4,496.00 (+2.14%) | ||
| 2023 | $4,402.00 | $65,550 Land $13,249 Building $52,301 | $345,000 |
Source: FEMA National Flood Hazard Layer as of May 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Google Fiber, Wisper ISP.
Based on FCC filings for 105 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDEPENDENCE PWS serves 120,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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