17902 Cliff Dr, Independence, MO 64055 Property Records

Jackson County property record for 17902 Cliff Dr, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,847 sqft · built 1986
Lot Size	0.548 acres (23,858 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Aug 2020)
Tax Bill	$4,235 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-530-02-03`

Property Details

APN / Parcel Number

Primary APN	`34-530-02-03`
Alternative APNs	`34-530-02-03-00-0-00-000` `34530020300000001` `887557`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,847 sqft Living Area
1st Floor Area	1,982 sqft
Basement Area	1,982 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,858 sqft (0.548 acres)
Lot Dimensions	100 ft deep x 1 ft wide
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	887557
Street Address	17902 CLIFF DR
City	INDEPENDENCE
State	MO
Zip	64055-6903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE CLIFFS LOT 18
Legal Subdivision	THE CLIFFS
Legal Block	3
Legal Lot Number	18
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3003
Census Tract	14504

Owner

Source: Jackson County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17902 CLIFF DR, INDEPENDENCE, MO 64055-6903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
May 24, 2022	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Aug 10, 2020	Quit Claim Deed, Transfer JAMES B NUTTER & CO
Feb 8, 2017	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	Feb 27, 2002 · Amount on Record
Deed Document Number	2020E70104
Prior Transfer Date	Aug 4, 2020
Prior Transfer Doc	00E0070104
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	17902 CLIFF DR, INDEPENDENCE, MO 64055-6903
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17902 CLIFF DR, INDEPENDENCE, MO 64055-6903

Mortgage

Document Number	00E0074684
Date	Aug 9, 2022
Instrument	2022E0074684

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 3, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	17902 CLIFF DR, INDEPENDENCE, MO 64055-6903
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17902 CLIFF DR, INDEPENDENCE, MO 64055-6903

Mortgage

Document Number	00E0049437
Date	May 24, 2022
Instrument	2022E0049437

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 11, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 10, 2020
Property Address	17902 CLIFF DR, INDEPENDENCE, MO 64055-6903
Document Number	0000E70104
Instrument Date	Aug 4, 2020
Instrument	70104E
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17902 CLIFF DR INDEPENDENCE MO 640556903, INDEPENDENCE, MO 64055-6903

Mortgage

Document Number	E70105
Date	Aug 10, 2020
Instrument	70105E

Lender

Name	JAMES B NUTTER & CO
Type	Funding / Finance Company
Address	KANSAS CITY, MO 64111

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 9, 2035

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	17902 CLIFF DR, INDEPENDENCE, MO 64055-6903
Document Number	0000E15035
Instrument Date	Feb 8, 2017
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17902 CLIFF DR INDEPENDENCE MO 640556903, INDEPENDENCE, MO 64055-6903

Mortgage

Document Number	0000E15035
Date	Feb 17, 2017
Instrument	15035E

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Blue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,683 (+6.37%) Land $11,254 Building $54,429	$345,700 (+6.37%)
2024	$4,235.00 (+2.12%)
2023	$4,147.00	$61,750 Land $16,697 Building $45,053	$325,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile, Wisper ISP.

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