1790 NW River Trl, Stuart, FL 34994 Property Records

Martin County property record for 1790 NW River Trl, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,320 sqft · built 1990
Lot Size	0.484 acres (21,083 sqft)
Owner	Individual Name on Record
Last Sale	$1,425,000 (Oct 2023)
Tax Bill	$21,529 (2025)
Deeds & Mortgages	May 2026 Sale Jun 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`30-37-41-007-006-0012.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`30-37-41-007-006-0012.0-8-0000`
Alternative APNs	`30-37-41-007-006-00120-8` `7288`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	4,320 sqft Living Area
Gross Area	5,095 sqft
1st Floor Area	2,748 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,083 sqft (0.484 acres)
Garage Type	Attached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	296 sqft
Deck Area	683 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7288
Street Address	1790 NW RIVER TRL
City	STUART
State	FL
Zip	34994-9449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH RIVER SHORES SEC 2 LOT 12 BLK 6
Legal Range	41E
Legal Township	37S
Legal Section	30
Legal Subdivision	NORTH RIVER SHORES
Legal Block	6
Legal Lot Number	12
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1001
Census Tract	300

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1790 NW RIVER TRL, STUART, FL 34994-9449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 29, 2018	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2023 · Amount on Record
Deed Sale	Oct 26, 2023 · Amount on Record
Prior Sale	Feb 3, 1994 · Amount on Record
Deed Document Number	20233041976
Deed Book / Page	3403 / 1600
Prior Transfer Date	Aug 25, 2015
Prior Transfer Doc	0028162758
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 5, 2026
Property Address	1790 NW RIVER TRL, STUART, FL 34994-9449
Document Number	0003184326
Book / Page	3564 / 2792
Instrument Date	Apr 6, 2026
Instrument	2026.3184326
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1790 NW RIVER TRL, STUART, FL 34994-9449

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1790 NW RIVER TRL, STUART, FL 34994-9449
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030012093
Date	Jun 29, 2018
Book Page	03001/2093
Instrument	2702896

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1790 NW RIVER TRL, STUART, FL 34994-9449
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1790 NW RIVER TRL, STUART, FL 34994-9449

Mortgage

Document Number	0031622609
Date	Oct 2, 2020
Book Page	3162/2609
Instrument	2841313

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,529.00 (-3.77%) Homeowner's exemption	$1,377,106 (+114.05%)	$1,389,280 (-5.7%) Land $800,000 Building $589,280
2024	$22,373.00 (+100.51%)
2023	$11,158.00 (+3.2%) Additional exemption filed	$643,344 (+3%)	$1,473,280 (+21.27%) Land $850,000 Building $623,280
2022	$10,812.00 Homeowner's exemption	$624,606	$1,214,900 Land $756,000 Building $458,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 93 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 units insured incl. 21 condo units
Nearby Flood Claims	18 (1979–2015)
Claims Outside the SFHA	8 of 18
Most Recent Claim	Apr 2015 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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