Osceola County property record for 1810 Lost Lake Ct, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,314 sqft · built 2000 |
| Lot Size | 0.501 acres (21,824 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,000 (Aug 2009) |
| Tax Bill | $2,590 (2025) |
| Deeds & Mortgages | Oct 2019 Loan Modification Feb 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 94968 |
| Primary APN | 94968 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,314 sqft Heated Area |
| Gross Area | 1,834 sqft |
| 1st Floor Area | 1,314 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,824 sqft (0.501 acres) |
| Lot Dimensions | 134 ft deep x 168 ft wide |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Patio Area | 380 sqft |
| Utility Building | 108 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 94968 |
|---|---|
| Street Address | 1810 LOST LAKE CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR1C |
| Legal Description | LOST LAKE ESTATES PB 13 PG 8 LOT 6 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | LOST LAKE ESTATES |
| Legal Tract | 3979 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 43801 |
1810 Lost Lake Ct is owned and occupied by an individual who bought it in August 2009.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1810 LOST LAKE CT, SAINT CLOUD, FL 34771-8813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2019 | Loan Modification, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING |
| Feb 1, 2018 | Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2009 · Amount on File |
| Deed Sale | Aug 17, 2009 · Amount on File |
| Prior Sale | Apr 3, 2009 |
| Deed Document Number | 2009130195 |
| Deed Book / Page | 3876 / 1406 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1810 LOST LAKE CT, SAINT CLOUD, FL 34771-8813 |
| Document Number | 0056292876 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1810 LOST LAKE CT ST CLOUD FL 347718813, ST CLOUD, FL 34771-8813 |
| Document Number | 0056292876 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 005629/002876 |
| Instrument | 153677 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Nov 25, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1810 LOST LAKE CT, SAINT CLOUD, FL 34771-8813 |
| Document Number | 0052830092 |
| Instrument Date | Feb 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1810 LOST LAKE CT ST CLOUD FL 347718813, ST CLOUD, FL 34771-8813 |
| Document Number | 0052830092 |
|---|---|
| Date | Feb 8, 2018 |
| Book Page | 005283/000092 |
| Instrument | 22248 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 7, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
The 2025 property tax bill for 1810 Lost Lake Ct was $2,590 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,590.00 Homeowner's exemption | $146,949 | $208,500 Land $36,000 Building $172,500 |
| 2023 | $2,332.00 (+6.19%) Homeowner's exemption | $138,649 (+3%) | $204,700 (+13.91%) Land $36,000 Building $168,700 |
| 2022 | $2,196.00 Homeowner's exemption | $134,611 | $179,700 Land $36,000 Building $143,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1810 Lost Lake Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 192 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 6 (2002–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1810 Lost Lake Ct is high, ranking above 83% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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