1800 Lost Lake Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1800 Lost Lake Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,300 sqft · built 2003
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Nov 2013)
Tax Bill	$4,876 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-26-31-3979-0001-0070`

Property Details

APN / Parcel Number

Primary APN	`01-26-31-3979-0001-0070`
Alternative APNs	`263101397900010070` `94969`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,300 sqft Living Area
Gross Area	4,405 sqft
1st Floor Area	2,055 sqft
Upper Floors Area	1,245 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	134 ft deep x 157 ft wide
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	390 sqft
Porch	Florida Room
Porch Area	480 sqft
Deck Area	702 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1800 LOST LAKE CT
City	SAINT CLOUD
State	FL
Zip	34771-8813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR1C
Legal Description	LOST LAKE ESTATES PB 13 PG 8 LOT 7
Legal Range	31E
Legal Township	26S
Legal Section	01
Legal Subdivision	LOST LAKE ESTATES
Legal Tract	3979
Legal Block	70
Legal Lot Number	7
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1034
Census Tract	43801

Owner

1800 Lost Lake Ct is owned and occupied by two individuals who bought it in November 2013.

Source: Osceola County records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1800 LOST LAKE CT, SAINT CLOUD, FL 34771-8813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2013 · Amount on File
Deed Sale	Nov 22, 2013 · Amount on File
Prior Sale	Mar 18, 2005 · Amount on File
Deed Document Number	2013184268
Deed Book / Page	4536 / 764
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1800 LOST LAKE CT, SAINT CLOUD, FL 34771-8813
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1800 LOST LAKE CT, SAINT CLOUD, FL 34771-8813

Mortgage

Document Number	0069332594
Date	Mar 10, 2026
Book Page	6933/2594
Instrument	2026030595

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1800 LOST LAKE CT, SAINT CLOUD, FL 34771-8813
Document Number	0057521726
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1800 LOST LAKE CT ST CLOUD FL 347718813, ST CLOUD, FL 34771-8813

Mortgage

Document Number	0057521726
Date	Jul 10, 2020
Book Page	005752/001726
Instrument	89522

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Jul 9, 2032

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1800 LOST LAKE CT, SAINT CLOUD, FL 34771-8813
Document Number	0055840354
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1800 LOST LAKE CT ST CLOUD FL 347718813, ST CLOUD, FL 34771-8813

Mortgage

Document Number	0055840354
Date	Sep 5, 2019
Book Page	005584/000354
Instrument	114133

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 4, 2034

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1800 LOST LAKE CT, SAINT CLOUD, FL 34771-8813
Document Number	0052702888
Book / Page	005270 / 002888
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Feb 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1800 LOST LAKE CT ST CLOUD FL 347718813, ST CLOUD, FL 34771-8813

Mortgage

Document Number	0052702888
Date	Jan 18, 2018
Book Page	005270/002888
Instrument	9429

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 17, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1800 Lost Lake Ct was $4,876 with a homeowner's exemption, up 5.7% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,876.00 (+5.75%) Homeowner's exemption	$311,943	$460,500 Land $36,000 Building $424,500
2024	$4,611.00 (+2.33%)
2023	$4,506.00 (+4.57%) Homeowner's exemption	$294,323 (+3%)	$451,000 (+14.53%) Land $36,000 Building $415,000
2022	$4,309.00 Homeowner's exemption	$285,751	$393,800 Land $36,000 Building $357,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1800 Lost Lake Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 192 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1800 Lost Lake Ct is high, ranking above 84% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 76% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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