Osceola County property record for 1810 13th St, Saint Cloud, FL 34769
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1 ba · 7,831 sqft · built 1996 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | Company Name on File |
| Tax Bill | $19,017 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 78315 |
| Primary APN | 78315 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 7,831 sqft Heated Area |
| Gross Area | 7,931 sqft |
| 1st Floor Area | 7,831 sqft |
| Flooring | Tile |
| Interior Walls | Unfinished |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Fire Resistance | Fireproof Steel Frame |
| Foundation Type | Footing |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Built-Up Asphalt |
| Lot Area | 48,352 sqft (1.11 acres) |
| Lot Dimensions | 200 ft deep x 150 ft wide |
| Porch | Open Porch |
| Porch Area | 100 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 78315 |
|---|---|
| Street Address | 1810 13TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4201 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | SHB |
| Legal Description | ST CLOUD PB B PG 34 BLK 214 LOTS 4-16 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD HWY CENTRAL |
| Legal Tract | 1 |
| Legal Block | 214 |
| Legal Lot Number | 4 5 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 43400 |
1810 13th St, a commercial property, is owned by a company that acquired it in January 1996.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 2198, MEMPHIS, TN 38101-2198 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 1996 |
| Deed Sale | Jan 26, 1996 |
| Prior Sale | Nov 29, 1995 · Amount on File |
| Deed Document Number | 0130500064 |
| Deed Book / Page | 01294 / 00267 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1810 13th St was $19,017.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,017.00 | $1,506,800 Land $663,000 Building $843,800 | $1,506,800 Land $663,000 Building $843,800 |
| 2023 | $14,387.00 (+21.41%) | $970,500 (+47.58%) Land $503,400 Building $467,100 | $970,500 (+47.58%) Land $503,400 Building $467,100 |
| 2022 | $11,850.00 | $657,600 Land $338,800 Building $318,800 | $657,600 Land $338,800 Building $318,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1810 13th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1810 13th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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