181 Wilson Ln, Berea, KY 40403 Property Records

Madison County property record for 181 Wilson Ln, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Nov 2019)
Tax Bill	$1,367 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Aug 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0086-0000-0002-J`

Property Details

APN / Parcel Number

Primary APN	`0086-0000-0002-J`
Alternative APNs	`135378` `98152` `65358`

Exterior

Lot Area	45,302 sqft (1.04 acres)

Location & Zoning

Account Number	65358
Street Address	181 WILSON LN
City	BEREA
State	KY
Zip	40403-9717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BURNELL PLACE LOT A
Legal Subdivision	BURNELL PLACE
Legal Lot Number	A
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2008
Census Tract	11101

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 WILSON LN, BEREA, KY 40403-9717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2019	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK
Aug 22, 2019	Special Warranty Deed, Transfer
May 8, 2019	Foreclosure
Jun 7, 2019	Special Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2019 · Amount on Record
Deed Sale	Nov 19, 2019 · Amount on Record
Prior Sale	May 8, 2019 · Amount on Record
Deed Document Number	20192014002543
Deed Book / Page	781 / 336
Last Transfer Date	Feb 8, 2023
Transfer Doc	0014133823
Record Updated	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Nov 19, 2019
Property Address	181 WILSON LN, BEREA, KY 40403-9717
Document Number	D00781/336
Book / Page	D00781 / 336
Map Reference	MB 9 PG 202
Instrument Date	Nov 18, 2019
Instrument	2014002543
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	590 WALTER LAKES RD, WACO, KY 40385-9534

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	181 WILSON LN, BEREA, KY 40403-9717

Mortgage

Document Number	2014002544
Date	Nov 19, 2019
Instrument	2014002544

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

August 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Aug 22, 2019
Property Address	181 WILSON LN, BEREA, KY 40403-9717
Document Number	D00777/483
Book / Page	D00777 / 483
Map Reference	MB 9 PG 202
Instrument Date	Aug 15, 2019
Instrument	2013997455
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 WALTER LAKES RD, WACO, KY 40385-9534

May 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	MADISON KY
Recording Date	May 8, 2019
Property Address	181 WILSON LN, BEREA, KY 40403-9717
Document Number	D00773/215
Book / Page	D00773 / 215
Map Reference	MB 9 PG 202
Instrument Date	Apr 25, 2019
Instrument	2013992139
Transaction Type	Foreclosure
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

June 2019: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jun 7, 2019
Property Address	181 WILSON LN, BEREA, KY 40403-9717
Document Number	D00774/425
Book / Page	D00774 / 425
Map Reference	MB 9 PG 202
Instrument Date	Mar 23, 2019
Instrument	2013993688
Transaction Type	Foreclosure
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE # 760W, 760W, NASHVILLE, TN 37203-1042

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,367.00 (-2.77%)	$145,000 (-)	$145,000 (-)
2023	$1,406.00 (-0.28%)	$145,000 (-)	$145,000 (-)
2022	$1,410.00	$145,000	$145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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