Madison County property record for 176 Wilson Ln, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Aug 2019) |
| Tax Bill | $94 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0086-0000-0002-C |
| Primary APN | 0086-0000-0002-C |
|---|---|
| Alternative APNs |
|
| Lot Area | 20,909 sqft (0.48 acres) |
|---|
| Account Number | 55364 |
|---|---|
| Street Address | 176 WILSON LN |
| City | BEREA |
| State | KY |
| Zip | 40403-9717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.48 ACRES |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 11101 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 112 ROLLING RIDGE DR, BEREA, KY 40403-9776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2022 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| Aug 6, 2019 | Deed, Transfer PEOPLES BANK & TRUST CO OF MADISON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2019 · Amount on Record |
| Deed Sale | Aug 6, 2019 · Amount on Record |
| Deed Document Number | 2013996649 |
| Deed Book / Page | D00776 / 750 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 176 WILSON LN, BEREA, KY 40403-9717 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 112 ROLLING RIDGE DR, BEREA, KY 40403-9776 |
| Document Number | 00M2197/55 |
|---|---|
| Date | Oct 20, 2022 |
| Book Page | M2197/55 |
| Instrument | 2014116564 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 14, 2042 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 6, 2019 |
| Property Address | 176 WILSON LN, BEREA, KY 40403-9717 |
| Document Number | D00776/750 |
| Book / Page | D00776 / 750 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 2013996649 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 176 WILSON LN, 176, BEREA, KY 40403-9717 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 112 ROLLING RIDGE LN, RICHMOND, KY 40475-7927 |
| Document Number | 2013996650 |
|---|---|
| Date | Aug 6, 2019 |
| Instrument | 2013996650 |
| Name | PEOPLES BANK & TRUST CO OF MADISON |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $94.00 (-3.09%) Additional exemption filed | $10,000 (-) | $10,000 (-) |
| 2023 | $97.00 | $10,000 | $10,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
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