Scott County property record for 181 Waterside Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $70,000 (Apr 2025) |
| Tax Bill | $3,398 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-20-180.073 |
| Primary APN | 189-20-180.073 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,496 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 11,326 sqft (0.26 acres) |
| Street Address | 181 WATERSIDE DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE AT LANES RUN |
| Legal Subdivision | VILLAGE AT LANES RUN |
| Legal Lot Number | 49 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lane's Run Historic District listed 1984 · 18 contributing resources · NRIS 84001986 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 114 WATER STONE PATH, 1224, GEORGETOWN, KY 40324-8357 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2023 | Deed, Transfer · Commercial Mortgage SOUTH CENTRAL BANK |
| Apr 14, 2021 | Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2025 · Amount on Record |
| Deed Sale | Apr 29, 2025 · Amount on Record |
| Prior Sale | Apr 14, 2021 · Amount on Record |
| Deed Document Number | 2025537552 |
| Deed Book / Page | 457 / 11 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 5, 2023 |
| Property Address | 181 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D446/123 |
| Book / Page | D446 / 123 |
| Map Reference | CAB 13 SL 290 |
| Instrument Date | Dec 4, 2023 |
| Instrument | 488973 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 523 WELLINGTON WAY # 165, 165, LEXINGTON, KY 40503-1390 |
| Name | Verified Name |
|---|---|
| Address | 1021 MAJESTIC DR STE 310, 310, LEXINGTON, KY 40513-1873 |
| Investor | Possibly a Property Investor |
| Document Number | 0000488974 |
|---|---|
| Date | Dec 5, 2023 |
| Instrument | 488974 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 4, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 14, 2021 |
| Property Address | 181 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D423/147 |
| Book / Page | D423 / 147 |
| Map Reference | CAB 12 SL 309 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 433087 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $238.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3609 WALDEN DR, LEXINGTON, KY 40517-2020 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 181 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 0000433088 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 433088 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $381,500 (-) | $381,500 (-) | |
| 2025 | $3,398.00 (+14.6%) | $381,500 (+16.63%) | $381,500 (+16.63%) |
| 2023 | $2,965.00 (+28.24%) | $327,100 (+22.74%) Land $47,500 Building $279,600 | $327,100 (+22.74%) Land $47,500 Building $279,600 |
| 2022 | $2,312.00 | $266,500 Land $45,600 Building $220,900 | $266,500 Land $45,600 Building $220,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures