Scott County property record for 179 Waterside Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,828 sqft · built 2020 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Feb 2025) |
| Tax Bill | $3,027 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Feb 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-20-180.074 |
| Primary APN | 189-20-180.074 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,828 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 10,454 sqft (0.24 acres) |
| Street Address | 179 WATERSIDE DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE AT LANES RUN |
| Legal Subdivision | VILLAGE AT LANES RUN |
| Legal Lot Number | 50 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lane's Run Historic District listed 1984 · 18 contributing resources · NRIS 84001986 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
179 Waterside Dr is owned and occupied by two individuals who bought it in February 2025.
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 179 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed, Subdivision Related Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Feb 11, 2025 | Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Jan 3, 2024 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Dec 9, 2022 | Deed, Transfer · FHA Mortgage PEOPLES EXCHANGE BANK |
| Mar 22, 2021 | Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2025 · Amount on File |
| Deed Sale | Feb 11, 2025 · Amount on File |
| Prior Sale | Jan 3, 2024 · Amount on File |
| Deed Document Number | 2025526300 |
| Deed Book / Page | 455 / 338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 28, 2025 |
| Property Address | 179 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D461/656 |
| Book / Page | D461 / 656 |
| Map Reference | CAB 13 SL 205 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 560119 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $456.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3609 WALDEN DR, LEXINGTON, KY 40517-2020 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 164 OXFORD LANDING DR, GEORGETOWN, KY 40324-8671 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Feb 11, 2025 |
| Property Address | 179 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D455/338 |
| Book / Page | D455 / 338 |
| Map Reference | CAB 12 SL 309 |
| Instrument Date | Feb 10, 2025 |
| Instrument | 526300 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1616 SHADY CIR, LEBANON, TN 37087-3118 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 179 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 0000526304 |
|---|---|
| Date | Feb 11, 2025 |
| Instrument | 526304 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 3, 2024 |
| Property Address | 179 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D446/514 |
| Book / Page | D446 / 514 |
| Map Reference | CAB 12 SL 309 |
| Instrument Date | Dec 14, 2023 |
| Instrument | 490080 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1009 BROADAX PATH, GEORGETOWN, KY 40324-8122 |
| Name | Verified Name |
|---|---|
| Address | 179 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 0000490083 |
|---|---|
| Date | Jan 3, 2024 |
| Instrument | 490083 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 9, 2022 |
| Property Address | 179 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D438/778 |
| Book / Page | D438 / 778 |
| Map Reference | CAB 12 SL309 |
| Instrument Date | Dec 7, 2022 |
| Instrument | 463285 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $309.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 454 FINNELL PIKE, GEORGETOWN, KY 40324-9054 |
| Name | Verified Name |
|---|---|
| Address | 179 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 0000463286 |
|---|---|
| Date | Dec 9, 2022 |
| Instrument | 463286 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 22, 2021 |
| Property Address | 179 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D422/528 |
| Book / Page | D422 / 528 |
| Map Reference | CAB 12 SL 309 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 430694 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $216.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3609 WALDEN DR, LEXINGTON, KY 40517-2020 |
| Name | Verified Name |
|---|---|
| Address | 179 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 0000430695 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 430695 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 179 Waterside Dr was $3,027.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,000 (+5.91%) | $360,000 (+5.91%) | |
| 2025 | $3,027.00 | $339,900 | $339,900 |
| 2023 | $2,801.00 (+46.73%) | $309,000 (+40.39%) Land $47,500 Building $261,500 | $309,000 (+40.39%) Land $47,500 Building $261,500 |
| 2022 | $1,909.00 | $220,100 Land $45,600 Building $174,500 | $220,100 Land $45,600 Building $174,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 179 Waterside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 179 Waterside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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