181 Walnut St, Franklin, IN 46131 Property Records

Johnson County property record for 181 Walnut St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,272 sqft · built 1930
Lot Size	0.073 acres (3,180 sqft)
Owner	Individual Name on File
Tax Bill	$4,020 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51001441065/00`

Property Details

APN / Parcel Number

Primary APN	`51001441065/00`
Alternative APNs	`41-08-14-034-040.000-009` `00001087705`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Basement Area	1,272 sqft
Unfinished Basement	1,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1990
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	3,180 sqft (0.073 acres)
Lot Dimensions	72 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001087705
Street Address	181 WALNUT ST
City	FRANKLIN
State	IN
Zip	46131-1653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW GEORGE KING ADD # 2 LOT 2 MP FRANKLIN COMMUNI
Legal Subdivision	SW GEORGE KING ADD
Legal Lot Number	2
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3019
Census Tract	610900

Owner

181 Walnut St is owned and occupied by an individual who acquired it in September 2020.

Source: Johnson County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	181 WALNUT ST, FRANKLIN, IN 46131-1653
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL SAVINGS BANK
Sep 29, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY/CA, CHICAGO TITLE CO LLC
Nov 28, 2018	Warranty Deed, Construction Loan · Construction Mortgage MUTUAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2020
Deed Sale	Sep 29, 2020
Prior Sale	Nov 28, 2018 · Amount on File
Deed Document Number	202027357
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	181 WALNUT ST, FRANKLIN, IN 46131-1653
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020001852
Date	Jan 23, 2020
Instrument	2020-001852

Lender

Name	MUTUAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	132 Months
Due	Jan 13, 2031

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Sep 29, 2020
Property Address	181 WALNUT ST, FRANKLIN, IN 46131-1653
Document Number	2020027357
Instrument Date	Sep 24, 2020
Instrument	2020-027357
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE CO LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 WALNUT ST, FRANKLIN, IN 46131-1653

November 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Nov 28, 2018
Property Address	181 WALNUT ST, FRANKLIN, IN 46131-1653
Document Number	2018026292
Instrument Date	Nov 16, 2018
Instrument	2018-026292
Transaction Type	Construction Loan
Record Updated	Jun 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 WALNUT ST, FRANKLIN, IN 46131-1653

Mortgage

Document Number	2018026293
Date	Nov 28, 2018
Instrument	2018-026293

Lender

Name	MUTUAL SAVINGS BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 181 Walnut St was $4,020, up 16.9% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,020.00 (+16.93%)	$181,400 (-6.01%) Land $13,100 Building $168,300	$181,400 (-6.01%) Land $13,100 Building $168,300
2024	$3,438.00 (-12.3%)	$193,000 (+9.53%) Land $13,400 Building $179,600	$193,000 (+9.53%) Land $13,400 Building $179,600
2023	$3,920.00 (+9.62%)	$176,200 (+9.85%) Land $13,400 Building $162,800	$176,200 (+9.85%) Land $13,400 Building $162,800
2022	$3,576.00	$160,400 Land $13,400 Building $147,000	$160,400 Land $13,400 Building $147,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Walnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	26 (1998–2017)
Claims Outside the SFHA	4 of 26
Most Recent Claim	Jul 2017
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Walnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: JC Fiber, T-Mobile.

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