181 Summit Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 181 Summit Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	4,455 sqft · built 1904
Lot Size	0.233 acres (10,149 sqft)
Owner	Individual Name on Record
Last Sale	$1,626,000 (Jan 2024)
Tax Bill	$33,901 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02606-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`13-02606-0000-00008`
Alternative APN	`130260600008`

Interior

Stories	3 Stories
Building Area	4,455 sqft Living Area

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Construction Type	Frame
Lot Area	10,149 sqft (0.233 acres)
Lot Dimensions	203 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130260600008
Street Address	181 SUMMIT AVE
City	MONTCLAIR
State	NJ
Zip	07043-1977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X203
Legal Subdivision	MONTCLAIR TOWNSHIP
Legal Block	2606
Legal Lot Number	8
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3008
Census Tract	16300

Owner

Source: Essex County and Montclair Township records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	181 SUMMIT AVE, MONTCLAIR, NJ 07043-1977
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit ALLIANT CREDIT UNION
Jan 22, 2024	Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jul 8, 2020	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2024 · Amount on Record
Deed Sale	Jan 22, 2024 · Amount on Record
Prior Sale	Jun 8, 2016 · Amount on Record
Deed Document Number	20243830
Prior Transfer Date	Nov 21, 2012
Prior Transfer Doc	0013017639
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Jul 10, 2026
Property Address	181 SUMMIT AVE, MONTCLAIR, NJ 07043-1977
Document Number	0000045249
Instrument Date	Jun 9, 2026
Instrument	202645249
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 SUMMIT AVE, MONTCLAIR, NJ 07043-1977

Mortgage

Document Number	0000045249,
Date	Jul 10, 2026
Instrument	202645249

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 22, 2024
Property Address	181 SUMMIT AVE, MONTCLAIR, NJ 07043-1977
Document Number	0000003830
Instrument Date	Dec 19, 2023
Instrument	2024003830
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	METRO TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PRACETA DOS DESCOBRIMENTOS NO 2, 2, NADADOURO XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 SUMMIT AVE, MONTCLAIR, NJ 07043-1977

Mortgage

Document Number	0000003831
Date	Jan 22, 2024
Instrument	2024003831

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	181 SUMMIT AVE, MONTCLAIR, NJ 07043-1977
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062306
Date	Jul 8, 2020
Instrument	2020062306

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	May 12, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$964,200 (-) Land $375,800 Building $588,400	$964,200 (-) Land $375,800 Building $588,400
2025	$33,901.00 (+3.32%)	$964,200 (-) Land $375,800 Building $588,400	$964,200 (-) Land $375,800 Building $588,400
2024	$32,811.00 (+3.5%)
2023		$964,200 (-) Land $375,800 Building $588,400	$964,200 (-) Land $375,800 Building $588,400
2022	$31,702.00 (+1.76%)	$964,200 Land $375,800 Building $588,400	$964,200 Land $375,800 Building $588,400
2021	$31,153.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	159 units insured incl. 154 condo units
Nearby Flood Claims	8 (1978–2021)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Summit Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures