181 Star Ln, Key West, FL 33040 Property Records

Monroe County property record for 181 Star Ln, Key West, FL 33040

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 784 sqft · built 1990
Lot Size	0.131 acres (5,687 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Dec 2019)
Tax Bill	$3,977 (2024)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone VE (high risk)
APN	`00147016-000200`

Property Details

APN / Parcel Number

Primary APN	`00147016-000200`
Alternative APNs	`27672600147016000200` `1188450`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	784 sqft Living Area
1st Floor Area	784 sqft
Flooring	Vinyl/Resilient
Interior Walls	Masonry

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Flat
Roof Material	Metal
Lot Area	5,687 sqft (0.131 acres)
View / Lot	Waterfront

Exterior Amenities

Porch	Open Porch
Porch Area	324 sqft
Deck Area	360 sqft
Patio Area	360 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1188450
Street Address	181 STAR LN
City	KEY WEST
State	FL
Zip	33040-6348
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	URM
Legal Description	BK 11 LT 2 TAMARAC PARK GEIGER KEY PB6-55 OR694-10 OR754-1937/40 OR877-1756D/C OR927-1896 OR2896-947LET/ADM OR2905-363/64ORD OR2915-1635/37 OR3000-0041
Legal Range	26E
Legal Township	67S
Legal Section	27
Legal Subdivision	TAMARAC PARK
Legal Block	11
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1022
Census Tract	971700

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 STAR LN, KEY WEST, FL 33040-6348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST ST BK/FL KEYS
Dec 19, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST ST BK/FL KEYS
Jul 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2019 · Amount on Record
Deed Sale	Dec 19, 2019 · Amount on Record
Prior Sale	Jul 6, 2018
Deed Document Number	20192249108
Deed Book / Page	3000 / 41
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	181 STAR LN, KEY WEST, FL 33040-6348
Document Number	0030041892
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5264 SUNCREST RD KEY WEST FL 330405819, KEY WEST, FL 33040-5819

Mortgage

Document Number	0030041892
Date	Jan 22, 2020
Book Page	003004/001892
Instrument	2252820

Lender

Name	FIRST ST BK/FL KEYS
Type	Bank
Address	1201 SIMONTON ST, KEY WEST, FL 33040-3111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

Interest

Rate Type	Adjustable Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 19, 2019
Property Address	181 STAR LN, KEY WEST, FL 33040-6348
Document Number	0030000041
Book / Page	003000 / 000041
Instrument Date	Dec 18, 2019
Instrument	2249108
Transaction Type	Transfer
Record Updated	Jan 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	181 STAR LN KEY WEST FL 330406348, KEY WEST, FL 33040-6348

Mortgage

Document Number	30000043
Date	Dec 19, 2019
Book Page	003000/000043
Instrument	2249109

Lender

Name	FIRST ST BK/FL KEYS
Type	Bank
Address	KEY WEST, FL 33040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jul 6, 2018
Property Address	181 STAR LN, KEY WEST, FL 33040-6348
Document Number	0029151635
Book / Page	002915 / 001635
Instrument Date	Jul 6, 2018
Instrument	2176800
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 STAR LN KEY WEST FL 330406348, KEY WEST, FL 33040-6348

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$430,464 (+6.53%)	$634,352 (+4.02%) Land $565,928 Building $68,424
2024	$3,977.00 (+4.74%)
2023	$3,797.00 (+2.73%) Homeowner's exemption	$404,063 (+3%)	$609,860 (+29.55%) Land $549,720 Building $60,140
2022	$3,696.00 Homeowner's exemption	$392,295	$470,741 Land $410,601 Building $60,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 243 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	245 units insured incl. 2 condo units
Nearby Flood Claims	456 (1980–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 56 claims Hurricane Wilma, Oct 2005 · 178 claims Hurricane Georges, Sep 1998 · 180 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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