132 Star Ln, Key West, FL 33040 Property Records

Monroe County property record for 132 Star Ln, Key West, FL 33040

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 984 sqft · built 1979
Lot Size	0.119 acres (5,196 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Oct 2022)
Tax Bill	$5,098 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00146670-000000`

Property Details

APN / Parcel Number

Primary APN	`00146670-000000`
Alternative APNs	`27672600146670000000` `1187925`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Flat
Roof Material	Metal
Lot Area	5,196 sqft (0.119 acres)
View / Lot	Canal

Exterior Amenities

Porch	Open Porch
Porch Area	272 sqft
Deck Area	216 sqft
Patio Area	561 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1187925
Street Address	132 STAR LN
City	KEY WEST
State	FL
Zip	33040-6323
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	URM
Legal Description	BK 8 LT 14 GEIGER MOBILE HOMES GEIGER KEY PB5-77 OR605-116 OR947-1608 OR1371-1620/21PR OR1371-1622 OR1551-344AFF OR1551-345 OR1620-91 OR2683-523/24 OR3199-1290
Legal Range	26E
Legal Township	67S
Legal Section	27
Legal Subdivision	GEIGER MOBILE HOMES
Legal Block	8
Legal Lot Number	14
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1022
Census Tract	971700

Owner

132 Star Ln, a mobile home, is owned and occupied by an individual who bought it in October 2022.

Source: Monroe County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	132 STAR LN, KEY WEST, FL 33040-6323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2022 · Amount on File
Deed Sale	Oct 28, 2022 · Amount on File
Prior Sale	Apr 26, 2001 · Amount on File
Deed Document Number	20222395961
Deed Book / Page	3199 / 1290
Prior Transfer Date	Oct 27, 2022
Prior Transfer Doc	0002395962
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 28, 2022
Property Address	132 STAR LN, KEY WEST, FL 33040-6323
Document Number	0031991290
Book / Page	3199 / 1290
Map Reference	MB 5 PG 77
Instrument Date	Oct 26, 2022
Instrument	2395961
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 PINE HILL RD, MONROE, NY 10950-2113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 STAR LN, KEY WEST, FL 33040-6323

Mortgage

Document Number	0031991293
Date	Oct 28, 2022
Instrument	3199/1293

Lender

Name	FIRST STATE BANK OF THE FLORIDA KEY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	11.7%
Index	1-Year T-Bill
Max Rate	11.7%

Tax Assessment & Valuation

The 2025 property tax bill for 132 Star Ln was $5,098, down 4.3% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,098.00 (-4.32%)	$523,240 Land $442,959 Building $80,281	$523,240 Land $442,959 Building $80,281
2024	$5,328.00 (+7.22%)
2023	$4,969.00 (+170.64%)	$533,250 (+159.31%) Land $453,351 Building $79,899	$533,250 (+26.58%) Land $453,351 Building $79,899
2022	$1,836.00 Senior Citizen's exemption	$205,642	$421,263 Land $337,740 Building $83,523

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 132 Star Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 243 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	245 units insured incl. 2 condo units
Nearby Flood Claims	456 (1980–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 56 claims Hurricane Wilma, Oct 2005 · 178 claims Hurricane Georges, Sep 1998 · 180 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Star Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20