Buncombe County property record for 181 Settings Blvd, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 5,282 sqft · built 2007 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $941,000 (Oct 2016) |
| Tax Bill | $10,025 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 685341-2020-202 |
| Primary APN | 685341-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 5,282 sqft Living Area |
| Gross Area | 5,810 sqft |
| 1st Floor Area | 2,918 sqft |
| Basement Area | 2,364 sqft |
| Finished Basement | 2,364 sqft |
| Utility Area | 554 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 56,192 sqft (1.29 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 310 sqft |
| Deck Area | 633 sqft |
| Patio Area | 1,042 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 685341-2020-202 |
|---|---|
| Street Address | 181 SETTINGS BLVD |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-8835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR-1 |
| Legal Description | SUBDIV: THE SETTINGS OF BLACK MOUNTAIN LOT: 235 PLAT: 0100-0042 |
| Legal Subdivision | THE SETTINGS OF BLACK MOUNTAIN |
| Legal Block | 1 |
| Legal Lot Number | 235 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 3103 |
181 Settings Blvd is owned and occupied by two individuals who bought it in October 2016.
Source: Buncombe County records, as of September 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 181 SETTINGS BLVD, BLACK MOUNTAIN, NC 28711-8835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2016 · Amount on File |
| Deed Sale | Oct 13, 2016 · Amount on File |
| Prior Sale | Dec 16, 2005 · Amount on File |
| Deed Book / Page | 5479 / 438 |
| Prior Transfer Date | Mar 5, 2009 |
| Prior Transfer Doc | 0046561894 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 181 Settings Blvd was $10,025, up 3.5% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,025.00 (+3.46%) | $1,155,600 Land $110,400 Building $1,045,200 | $1,155,600 Land $110,400 Building $1,045,200 |
| 2024 | $9,690.00 (+2.39%) | ||
| 2023 | $9,464.00 | $1,155,600 | $1,155,600 Land $110,400 Building $1,045,200 |
| 2021 | $1,155,600 Land $110,400 Building $1,045,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 Settings Blvd in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 5 of 30 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 Settings Blvd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
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