172 Settings Blvd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 172 Settings Blvd, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,930 sqft · built 2023
Lot Size	0.639 acres (27,878 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Mar 2022)
Tax Bill	$8,698 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`0618-57-4623-00000`

Property Details

APN / Parcel Number

Primary APN	`0618-57-4623-00000`
Alternative APN	`061802573546000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,930 sqft Living Area
Basement Area	2,044 sqft
Finished Basement	1,711 sqft
Unfinished Basement	333 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,878 sqft (0.639 acres)
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	368 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	061802573546000
Street Address	172 SETTINGS BLVD
City	BLACK MOUNTAIN
State	NC
Zip	28711-8835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 2022-03-08 DEE
Legal Description	DEED DATE: 2022-03-08 DEED: 6193-149 SUBDIV: THE SETTINGS OF BLACK MOUNTAIN BLOCK: LOT: 230 SECTION: PLAT: 0100-0042
Legal Subdivision	THE SETTINGS OF BLACK MOUNTAIN
Legal Lot Number	230
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	1
Census Block	1070
Census Tract	3103

Owner

172 Settings Blvd is owned by an individual who bought it in March 2022.

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	836 OAK ST STE 503, 503, WINSTON SALEM, NC 27101-1416
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Mar 8, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2022 · Amount on File
Deed Sale	Mar 8, 2022 · Amount on File
Prior Sale	Nov 21, 2006 · Amount on File
Deed Document Number	0006193149
Deed Book / Page	6193 / 149
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	172 SETTINGS BLVD, BLACK MOUNTAIN, NC 28711-8835
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	836 OAK ST 503, 503, WINSTON SALEM, NC 27101-1416
Investor	Possibly a Property Investor

Mortgage

Document Number	0063320001
Date	Jul 3, 2023
Book Page	6332/1

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.17%
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	Other
Margin	3
Max Rate	10.1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Mar 8, 2022
Property Address	172 SETTINGS BLVD, BLACK MOUNTAIN, NC 28711-8835
Document Number	0061930149
Book / Page	6193 / 149
Map Reference	MB 100 PG 42
Instrument Date	Mar 8, 2022
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 WILBERT WAY, NORTH KINGSTOWN, RI 02852-7316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5484 SPINDLETOP CT, WINSTON SALEM, NC 27106-8002
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 172 Settings Blvd was $8,698.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Black Mountain Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,698.00	$1,002,600
2023	$683.00	$83,500	$83,500 Land $83,500
2021			$1,002,600 Land $83,500 Building $919,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 172 Settings Blvd in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	30 (1979–2024)
Claims Outside the SFHA	5 of 30
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 16 claims Hurricane Ivan, Sep 2004 · 2 claims Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 172 Settings Blvd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Nearby Properties on Settings Blvd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures