181 Scotland Dr, Reading, PA 19606 Property Records

Berks County property record for 181 Scotland Dr, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,012 sqft · built 2017
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$321,580 (Nov 2017)
Tax Bill	$3,025 (2026)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5336-14-33-4175`

Property Details

APN / Parcel Number

Primary APN	`5336-14-33-4175`
Alternative APNs	`43-5336-14-33-4175` `43001023` `001023`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,012 sqft Living Area
Gross Area	3,912 sqft
Basement Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood Frame
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
View / Lot	Neighborhood
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	43001023
Street Address	181 SCOTLAND DR
City	READING
State	PA
Zip	19606-9020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	33
Legal Lot Number	14
Jurisdiction	BERKS PA
Township / Civil Division	EXETER
Census Block Group	1
Census Block	1015
Census Tract	12107

Owner

181 Scotland Dr is owned and occupied by two individuals who bought it in November 2017.

Source: Berks County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	181 SCOTLAND DR, READING, PA 19606-9020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2017 · Amount on File
Deed Sale	Nov 15, 2017 · Amount on File
Deed Document Number	201742642
Record Updated	Oct 29, 2026

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Nov 15, 2017
Property Address	181 SCOTLAND DR, READING, PA 19606-9020
Document Number	0000042642
Instrument Date	Oct 23, 2017
Instrument	42642
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	TITLE SERVICES, INC.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,215.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	181 SCOTLAND DR READING PA 196069020, READING, PA 19606-9020

Mortgage

Document Number	42643
Date	Nov 15, 2017
Instrument	42643

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 14, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 181 Scotland Dr was $3,025 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Exeter Township
Unified School District	Exeter Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,025.00 Homeowner's exemption	$205,300 Land $36,300 Building $169,000	$36,300 Land $36,300
2024	$2,792.00	$205,300 Land $36,300 Building $169,000
1994			$205,300 Land $36,300 Building $169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Scotland Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (2021–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Scotland Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW GLEN ALSACE DIV private · serves 24,951 people · EPA ID PA3060088
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.45 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20