Berks County property record for 120 Scotland Dr, Reading, PA 19606
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,376 sqft · built 2008 |
| Lot Size | 1.66 acres (72,310 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $456,980 (Oct 2008) |
| Tax Bill | $3,314 (2026) |
| Deeds & Mortgages | Jan 2022 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5336-14-33-8809 |
| Primary APN | 5336-14-33-8809 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,376 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 72,310 sqft |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 43001028 |
|---|---|
| Street Address | 120 SCOTLAND DR |
| City | READING |
| State | PA |
| Zip | 19606-9019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | EXETER GOLF CLUB ESTATES PH V |
| Legal Block | 33 |
| Legal Lot Number | 17 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | EXETER |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 12107 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 120 SCOTLAND DR, READING, PA 19606-9019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Line of Credit MID PENN BANK |
| Aug 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CONTOUR MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2008 · Amount on Record |
| Deed Sale | Oct 15, 2008 · Amount on Record |
| Deed Document Number | 200851244 |
| Deed Book / Page | 5429 / 1668 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 120 SCOTLAND DR, READING, PA 19606-9019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 120 SCOTLAND DR, READING, PA 19606-9019 |
| Document Number | 0000001668 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 2022001668 |
| Name | MID PENN BANK |
|---|---|
| Type | Bank |
| Address | READING, PA 19606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 120 SCOTLAND DR, READING, PA 19606-9019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027529 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 2020027529 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GARDEN CITY, NY 11530 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2045 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Exeter Township |
| Unified School District | Exeter Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,314.00 (+8.37%) Homeowner's exemption | $224,800 (-) Land $55,800 Building $169,000 | $55,800 (-75.18%) Land $55,800 |
| 2024 | $3,058.00 | $224,800 Land $55,800 Building $169,000 | |
| 1994 | $224,800 Land $55,800 Building $169,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (2021–2025) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW GLEN ALSACE DIV private · serves 24,951 people · EPA ID PA3060088 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.45 mg/L (2025) action level 1.3 mg/L |
| Water Quality | Treatment failure resolved · Aug 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Service Electric Cable TV Cable | 2,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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