Worcester County property record for 181 Pine Tree Rd, Ocean City, MD 21842
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,404 sqft · built 2025 |
| Lot Size | 0.083 acres (3,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Nov 2023) |
| Tax Bill | $9,780 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 10-192781 |
| Primary APN | 10-192781 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,404 sqft Total Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Mobile Home |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,600 sqft (0.083 acres) |
| Lot Dimensions | 90 ft deep x 40 ft wide |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 290 sqft |
| Deck Area | Deck Area |
| Patio Area | 438 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 192781 |
|---|---|
| Street Address | 181 PINE TREE RD |
| City | OCEAN CITY |
| State | MD |
| Zip | 21842-4645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR |
| Legal Description | LOT 1233 SEC 2 PINE TREE RD PL MONTEGO BAY MOB HM PK |
| Legal Subdivision | MONTEGO BAY MHP |
| Legal Lot Number | 1312B |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 7, OCEAN CITY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 950300 |
181 Pine Tree Rd is owned by two individuals who bought it in November 2023.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12415 HANFORD CT, MONROVIA, MD 21770-8729 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on File |
| Deed Sale | Nov 27, 2023 · Amount on File |
| Prior Sale | Sep 18, 2006 · Amount on File |
| Deed Book / Page | 8673 / 172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Nov 27, 2023 |
| Property Address | 181 PINE TREE RD, OCEAN CITY, MD 21842-4645 |
| Document Number | 0086730172 |
| Book / Page | 8673 / 172 |
| Map Reference | MB FWH 14 FO 18 |
| Instrument Date | Oct 19, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Title Company | NOT AVAILABLE, FRIENDS TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12415 HANFORD CT, MONROVIA, MD 21770-8729 |
| Document Number | 0086730179 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 8673-0179 |
| Name | THE FARMERS BANK OF WILLARDS |
|---|---|
| Type | Bank |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 181 Pine Tree Rd was $9,780, up 14.3% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Municipality | Ocean City Town |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,780.00 (+14.27%) | $721,500 (+15.11%) Land $335,000 Building $386,500 | $721,500 (-) Land $335,000 Building $386,500 |
| 2025 | $8,559.00 | $626,800 | $721,500 Land $335,000 Building $386,500 |
| 2023 | $3,356.00 | $238,100 Land $232,000 Building $6,100 | $238,100 Land $232,000 Building $6,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 Pine Tree Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 346 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 497 units insured incl. 151 condo units |
| Nearby Flood Claims | 93 (1982–2023) |
| Claims Outside the SFHA | 14 of 93 |
| Most Recent Claim | Jan 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 181 Pine Tree Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN CITY serves 30,000 people · EPA ID MD0230003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Eastern Shore Communications.
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