Worcester County property record for 175 Pine Tree Rd, Ocean City, MD 21842
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,240 sqft · built 2017 |
| Lot Size | 0.083 acres (3,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Oct 2014) |
| Tax Bill | $9,870 (2026) |
| Deeds & Mortgages | Feb 2017 Construction Loan |
| Flood Zone | Zone X (moderate risk) |
| APN | 10-191548 |
| Primary APN | 10-191548 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,240 sqft Total Area |
| Utility Area | 100 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,600 sqft (0.083 acres) |
| Lot Dimensions | 90 ft deep x 40 ft wide |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 310 sqft |
| Deck Area | 116 sqft |
| Patio Area | 110 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 191548 |
|---|---|
| Street Address | 175 PINE TREE RD |
| City | OCEAN CITY |
| State | MD |
| Zip | 21842-4645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR |
| Legal Description | LOT 1230 SEC 2 PINE TREE RD PL MONTEGO BAY MOB HM PK |
| Legal Subdivision | MONTEGO BAY MOBILE HOME PARK |
| Legal Lot Number | 1315B |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 7, OCEAN CITY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 950300 |
175 Pine Tree Rd is owned by two individuals who bought it in October 2014.
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 IRON VALLEY DR, LEBANON, PA 17042-8918 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2014 · Amount on File |
| Deed Sale | Oct 22, 2014 · Amount on File |
| Prior Sale | Dec 10, 1997 · Amount on File |
| Deed Book / Page | 6450 / 187 |
| Prior Transfer Date | Feb 15, 1989 |
| Prior Transfer Doc | 1525000506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Feb 7, 2017 |
| Property Address | 175 PINE TREE RD, OCEAN CITY, MD 21842-4645 |
| Document Number | 0069370266 |
| Book / Page | 006937 / 000266 |
| Instrument Date | Feb 3, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 21, 2017 |
| Name | Verified Name |
|---|---|
| Address | 175 PINE TREE RD OCEAN CITY MD 218424645, OCEAN CITY, MD 21842-4645 |
| Document Number | 69370266 |
|---|---|
| Date | Feb 7, 2017 |
| Book Page | 006937/000266 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 6, 2047 |
The 2026 property tax bill for 175 Pine Tree Rd was $9,870, up 12.3% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Municipality | Ocean City Town |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,870.00 (+12.26%) | $728,100 Land $335,000 Building $393,100 | $728,100 Land $335,000 Building $393,100 |
| 2025 | $8,792.00 | ||
| 2023 | $6,701.00 | $475,400 Land $232,000 Building $243,400 | $475,400 Land $232,000 Building $243,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 175 Pine Tree Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 346 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 497 units insured incl. 151 condo units |
| Nearby Flood Claims | 93 (1982–2023) |
| Claims Outside the SFHA | 14 of 93 |
| Most Recent Claim | Jan 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 175 Pine Tree Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN CITY serves 30,000 people · EPA ID MD0230003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Eastern Shore Communications.
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