Lincoln Town property record for 181 Old River Rd, Lincoln, RI 02865
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,331 sqft · built 1961 |
| Lot Size | 0.643 acres (28,009 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Dec 2011) |
| Tax Bill | $8,850 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Oct 2023 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-02075-02 |
| Primary APN | 3-02075-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,331 sqft Living Area |
| Gross Area | 3,916 sqft |
| 1st Floor Area | 1,331 sqft |
| Basement Area | 1,331 sqft |
| Unfinished Basement | 1,331 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,009 sqft (0.643 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 3-02075-02 |
|---|---|
| Street Address | 181 OLD RIVER RD |
| City | LINCOLN |
| State | RI |
| Zip | 02865-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS12 |
| Legal Lot Number | 66.0 |
| Jurisdiction | LINCOLN RI |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 11500 |
181 Old River Rd is owned and occupied by two individuals who acquired it in April 2021.
Source: Lincoln Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 181 OLD RIVER RD, LINCOLN, RI 02865-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Line of Credit COASTAL ONE CREDIT UNION |
| Oct 4, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Apr 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Apr 26, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Aug 28, 2020 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Sep 1, 2017 | Deed of Trust, Mortgage · Conventional with PMI COASTWAY CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2011 · Amount on File |
| Deed Sale | Dec 20, 2011 · Amount on File |
| Prior Sale | Dec 20, 2011 · Amount on File |
| Deed Book / Page | 1738 / 32 |
| Last Transfer Date | Apr 23, 2021 |
| Transfer Doc | 2332-156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Property Address | 181 OLD RIVER RD, LINCOLN, RI 02865-1113 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002575-322 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 2575/322 |
| Instrument | 2025009997 |
| Name | COASTAL ONE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Property Address | 181 OLD RIVER RD, LINCOLN, RI 02865-1113 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002507-261 |
|---|---|
| Date | Oct 4, 2023 |
| Book Page | 2507/261 |
| Instrument | 20230000002623 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Property Address | 181 OLD RIVER RD, LINCOLN, RI 02865-1113 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002418-236 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 2418/236 |
| Instrument | 20220000001253 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN RI |
| Recording Date | Apr 26, 2021 |
| Property Address | 181 OLD RIVER RD, LINCOLN, RI 02865-1113 |
| Document Number | 2332-156 |
| Book / Page | 2332 / 156 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2057 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Property Address | 181 OLD RIVER RD, LINCOLN, RI 02865-1113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2267-199 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 2267/199 |
| Instrument | 20200000003355 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Property Address | 181 OLD RIVER RD, LINCOLN, RI 02865-1113 |
| Document Number | 2075-194 |
| Book / Page | 002075 / 000194 |
| Instrument Date | Sep 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2017 |
| Name | Verified Name |
|---|---|
| Address | 181 OLD RIVER RD LINCOLN RI 028651113, LINCOLN, RI 02865-1113 |
| Document Number | 2075-194 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 002075/000194 |
| Name | COASTWAY CMNTY BK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 5, 2032 |
The 2025 property tax bill for 181 Old River Rd was $8,850.
Source: Lincoln Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Lincoln Town |
| Unified School District | Lincoln School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,850.00 | $654,600 Land $277,400 Building $377,200 | $612,937 |
| 2023 | $8,151.00 | $494,300 Land $205,000 Building $289,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 Old River Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 196 units insured incl. 191 condo units |
| Nearby Flood Claims | 11 (1998–2024) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 Old River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN WATER COMMISSION serves 21,664 people · EPA ID RI1858423 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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