Lincoln Town property record for 176 Old River Rd, Lincoln, RI 02865
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,339 sqft · built 1989 |
| Lot Size | 0.551 acres (24,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $590,000 (Oct 2022) |
| Tax Bill | $8,819 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00047-08 |
| Primary APN | 13-00047-08 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,339 sqft Living Area |
| Gross Area | 4,691 sqft |
| 1st Floor Area | 1,199 sqft |
| Basement Area | 1,192 sqft |
| Unfinished Basement | 1,192 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,002 sqft (0.551 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 13-00047-08 |
|---|---|
| Street Address | 176 OLD RIVER RD |
| City | LINCOLN |
| State | RI |
| Zip | 02865-1150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS20 |
| Legal Lot Number | 68.0 |
| Jurisdiction | LINCOLN RI |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 11500 |
Source: Lincoln Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 176 OLD RIVER RD, LINCOLN, RI 02865-1150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Oct 31, 2022 | Deed, Transfer · Stand-Alone First Mortgage COASTAL ONE CREDIT UNION |
| Aug 4, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2022 · Amount on Record |
| Deed Sale | Oct 31, 2022 · Amount on Record |
| Prior Sale | May 21, 2004 · Amount on Record |
| Deed Document Number | 20223814 |
| Deed Book / Page | 2459 / 92 |
| Prior Transfer Date | Jun 10, 2021 |
| Prior Transfer Doc | 2359-156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Recording Date | Sep 14, 2026 |
| Property Address | 176 OLD RIVER RD, LINCOLN, RI 02865-1150 |
| Document Number | 0000012909 |
| Book / Page | 2603 / 112 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202612909 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 176 OLD RIVER RD, LINCOLN, RI 02865-1150 |
| Investor | Possibly a Property Investor |
| Document Number | 0000012909, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 2603/112 |
| Instrument | 202612909 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN RI |
| Recording Date | Oct 31, 2022 |
| Property Address | 176 OLD RIVER RD, LINCOLN, RI 02865-1150 |
| Document Number | 0002459-92 |
| Book / Page | 2459 / 92 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 20220000003814 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 176 OLD RIVER RD, LINCOLN, RI 02865-1150 |
| Investor | Possibly a Property Investor |
| Document Number | 220000003815 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 220000003815 |
| Name | COASTAL ONE CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Type Change Date | Nov 1, 2032 |
| Max Rate At Change | 2.5% |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN RI |
| Recording Date | Aug 4, 2021 |
| Property Address | 176 OLD RIVER RD, LINCOLN, RI 02865-1150 |
| Document Number | 2359-156 |
| Book / Page | 2359 / 156 |
| Instrument Date | Jun 10, 2021 |
| Instrument | 3750 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 176 OLD RIVER RD, LINCOLN, RI 02865-1150 |
Source: Lincoln Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Lincoln Town |
| Unified School District | Lincoln School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,819.00 (+7.86%) | $652,300 (+31.57%) Land $198,000 Building $454,300 | $719,957 |
| 2023 | $8,176.00 | $495,800 Land $146,300 Building $349,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 196 units insured incl. 191 condo units |
| Nearby Flood Claims | 11 (1998–2024) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN WATER COMMISSION serves 21,664 people · EPA ID RI1858423 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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