St. Johns County property record for 181 Manor Ln, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,436 sqft · built 2019 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $459,900 (Aug 2019) |
| Tax Bill | $5,570 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2022 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002395-0100 |
| Primary APN | 002395-0100 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,436 sqft Living Area |
| Gross Area | 4,433 sqft |
| 1st Floor Area | 3,436 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 671 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 326 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 181 MANOR LN |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-9121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 79/15-19 OXFORD ESTATES PHASE THREE LOT 10 OR4771/1782 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 39 |
| Legal Subdivision | OXFORD ESTATES - PHASE THREE |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20809 |
181 Manor Ln is owned and occupied by two individuals who bought it in August 2019.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 181 MANOR LN, SAINT JOHNS, FL 32259-9121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Nov 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Oct 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Aug 2, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA |
| Mar 28, 2019 | Loan Modification, Mortgage TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2019 · Amount on File |
| Deed Sale | Aug 2, 2019 · Amount on File |
| Prior Sale | Mar 1, 2017 · Amount on File |
| Deed Document Number | 201956721 |
| Deed Book / Page | 4771 / 1782 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 181 MANOR LN, SAINT JOHNS, FL 32259-9121 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 181 MANOR LN, SAINT JOHNS, FL 32259-9121 |
| Document Number | 0053160333 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 5316/333 |
| Instrument | 2021077417 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 181 MANOR LN, SAINT JOHNS, FL 32259-9121 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 181 MANOR LN, ST JOHNS, FL 32259-9121 |
| Document Number | 0056581322 |
|---|---|
| Date | Nov 2, 2022 |
| Book Page | 5658/1322 |
| Instrument | 2022101482 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 2, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 181 MANOR LN, SAINT JOHNS, FL 32259-9121 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 181 MANOR LN, SAINT JOHNS, FL 32259-9121 |
| Document Number | 0050630182 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 5063/182 |
| Instrument | 2020087549 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 2, 2019 |
| Property Address | 181 MANOR LN, SAINT JOHNS, FL 32259-9121 |
| Document Number | 0047711782 |
| Book / Page | 4771 / 1782 |
| Map Reference | MB 79 PG 15-19 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 2019056721 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 2, 2022 |
| Title Company | TOWN SQUARE TITLE LTD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,219.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 680 CROSSWATER PKWY, 680, PONTE VEDRA, FL 32081-0768 |
| Name | Verified Name |
|---|---|
| Address | 181 MANOR LN, SAINT JOHNS, FL 32259-9121 |
| Document Number | 0047711784 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 4771/1784 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 181 MANOR LN, SAINT JOHNS, FL 32259-9121 |
| Document Number | 0047011494 |
| Instrument Date | Mar 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2019 |
| Title Company | TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1111 N POST OAK RD HOUSTON TX 770557310, HOUSTON, TX 77055-7310 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 181 Manor Ln was $5,570 with a homeowner's exemption, up 12.1% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $439,099 (+2.7%) | $691,633 (-1.7%) Land $162,000 Building $529,633 | |
| 2025 | $5,570.00 (+12.09%) Homeowner's exemption | $427,555 (+2.9%) | $703,574 (+2.87%) Land $162,000 Building $541,574 |
| 2024 | $4,969.00 (+14.73%) Homeowner's exemption | $415,505 (+15.23%) | $683,946 (+5.09%) Land $162,000 Building $521,946 |
| 2023 | $4,331.00 (+2.8%) Homeowner's exemption | $360,587 (+3%) | $650,849 (+6.29%) Land $127,500 Building $523,349 |
| 2022 | $4,213.00 Homeowner's exemption | $350,084 | $612,326 Land $128,800 Building $483,526 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 Manor Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 42 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 Manor Ln is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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