181 Lp Rd, Ocracoke, NC 27960 Property Records

Hyde County property record for 181 Lp Rd, Ocracoke, NC 27960 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 1988
Lot Size0.137 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$146,500 (Nov 2003)
Tax Bill$4,218 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone AE (high risk)
APN9500174407

Property Details

APN / Parcel Number

Primary APN9500174407
Alternative APN
  • 22

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,344 sqft Heated Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2004
Architectural StyleDuplex Single
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide
View / LotWaterfront - Canal
DrivewayDriveway
Driveway Area1,680 sqft
PorchPatio
Porch Area176 sqft
Deck Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Old Parcel Number9500174407
Street AddressLOOP RD
CitySWANQUARTER
StateNC
Zip27885
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT # 3
Legal Lot Number3
JurisdictionHYDE NC
Township / Civil DivisionOCRACOKE
Census Block Group3
Census Block3039
Census Tract920101

Owner

Source: Hyde County records · APN 9500174407

Assessment roll updated June 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 712, OCRACOKE, NC 27960-0712
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 25, 2003 · Amount on Record
Deed SaleNov 25, 2003 · Amount on Record
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHYDE NC
Property Address181 LOOP RD, OCRACOKE, NC 27960-1229
Transaction TypeMortgage
Record UpdatedApr 25, 2024
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000285/796
DateAug 17, 2020
Book Page285/796
Instrument408560
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2035

Tax Assessment & Valuation

Source: Hyde County records · Assessment roll updated June 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHyde County
Unified School DistrictHyde County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,218.00 (+45.55%)$448,759 (+67.45%) Land $246,000 Building $202,759$448,759 (+67.45%) Land $246,000 Building $202,759
2023$2,898.00$267,991 Land $200,000 Building $67,991$267,991 Land $200,000 Building $67,991

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hyde County (37095C), updated June 15, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370959201013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 631 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies672 units insured
41 under condo master policies
Nearby Flood Claims382 (1999–2023)
Claims Outside the SFHA11 of 382
Most Recent ClaimAug 2023, other causes
Claims By Storm
  • Hurricane Dorian, Sep 2019 · 316 claims
  • Hurricane Matthew, Oct 2016 · 35 claims
  • Hurricane Dennis, Sep 1999 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 157 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFixed Wireless25 / 3
Ocracoke Cable TVCable10 / 1
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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