Hyde County property record for 118 Lp Rd, Ocracoke, NC 27960
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,160 sqft · built 1954 |
| Lot Size | 0.243 acres (10,591 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,481 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 9500173102 |
| Primary APN | 9500173102 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,160 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bungalow |
| Exterior Material | Concrete |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,591 sqft (0.243 acres) |
| Driveway | Driveway |
| Driveway Area | 360 sqft |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Patio |
| Porch Area | 64 sqft |
| Deck Area | 21 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Old Parcel Number | 9500173102 |
|---|---|
| Street Address | 118 LOOP RD |
| City | SWANQUARTER |
| State | NC |
| Zip | 27885 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRICULTUR |
| Legal Description | LOT & HOUSE |
| Jurisdiction | HYDE NC |
| Township / Civil Division | OCRACOKE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 920101 |
118 Lp Rd is owned by two individuals who acquired it in April 2015.
Source: Hyde County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1253, OCRACOKE, NC 27960-1253 |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2015 |
| Deed Sale | Feb 3, 2015 |
| Deed Book / Page | 264 / 52 |
| Last Transfer Date | Apr 20, 2015 |
| Transfer Doc | 000264/728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HYDE NC |
| Property Address | 118 LOOP RD, OCRACOKE, NC 27960-1229 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000272/187 |
|---|---|
| Date | Mar 6, 2017 |
| Book Page | 272/187 |
| Instrument | 405569 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | NAGS HEAD, NC 27959 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 118 Lp Rd was $2,481.
Source: Hyde County assessment roll, as of June 26, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Hyde County |
| Unified School District | Hyde County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,481.00 | $263,971 (-) Land $147,200 Building $116,771 | $263,971 (-) Land $147,200 Building $116,771 |
| 2024 | $2,481.00 (+19.62%) | $263,971 (+25.16%) Land $147,200 Building $116,771 | $263,971 (+25.16%) Land $147,200 Building $116,771 |
| 2023 | $2,074.00 | $210,902 Land $110,500 Building $100,402 | $210,902 Land $110,500 Building $100,402 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Lp Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 631 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 672 units insured incl. 41 condo units |
| Nearby Flood Claims | 382 (1999–2023) |
| Claims Outside the SFHA | 11 of 382 |
| Most Recent Claim | Aug 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Lp Rd is high, ranking above 89% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 99.1% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCRACOKE SANITARY DISTRICT serves 900 people · EPA ID NC0448020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| Ocracoke Cable TV Cable | 10 / 1 |
May also be available: Brightspeed.
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