181 Iris St, Biloxi, MS 39531 Property Records

Harrison County property record for 181 Iris St, Biloxi, MS 39531

Property Summary

Property Type	Single Family Home
Details	2 bd · 833 sqft · built 1950
Owner	Individual Name on Record
Last Sale	$129,900 (Jun 2022)
Tax Bill	$998 (2025)
Deeds & Mortgages	Jun 2022 Sale Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1210K-03-057.000`

Property Details

APN / Parcel Number

Primary APN	`1210K-03-057.000`
Alternative APN	`003676`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	833 sqft Adjusted Area
1st Floor Area	766 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Patio Area	140 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	003676
Street Address	181 IRIS ST
City	BILOXI
State	MS
Zip	39531-5107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 16 RE-PLAT OF GREATER BILOXI SEC 35-7-10
Legal Range	10
Legal Township	07
Legal Section	35
Legal Subdivision	GREATER BILOXI REPLAT
Legal Block	16
Legal Lot Number	2
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2018
Census Tract	1301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Greater Biloxi Subdivision listed 2025 · 186 contributing resources · NRIS 100012236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	181 IRIS ST, BILOXI, MS 39531-5107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Warranty Deed, Transfer
Oct 2, 2018	Deed of Trust, Mortgage · FHA Mortgage CHARTER BANK
Oct 2, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on Record
Deed Sale	Jun 10, 2022 · Amount on Record
Prior Sale	Oct 2, 2018
Deed Document Number	2022-0004712-D-J2
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jun 10, 2022
Property Address	181 IRIS ST, BILOXI, MS 39531-5107
Document Number	20220004712DJ2
Map Reference	PB 16 PG 12
Instrument Date	Jun 7, 2022
Instrument	2022-0004712-D-J2
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14515 CANAL LOOP, GULFPORT, MS 39503-5256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BROADLEIGH CT, BOILING SPRINGS, SC 29316-9700

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	181 IRIS ST, BILOXI, MS 39531-5107
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180002883TJ2
Date	Oct 2, 2018
Instrument	2018-0002883-T-J2

Lender

Name	CHARTER BANK
Type	Bank
Address	GULFPORT, MS 39503

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Oct 2, 2018
Property Address	181 IRIS ST, BILOXI, MS 39531-5107
Document Number	20180002295DJ2
Instrument Date	Sep 19, 2018
Instrument	2018-0002295-D-J2
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 JAMES DREW DR, 205, MUNFORD, TN 38058-6452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1733 STAYSAIL DR, VALRICO, FL 33594-4434

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$998.00 (+23.06%)	$8,938 (+25.87%)	$59,588 (+25.88%) Land $20,700 Building $38,888
2024	$811.00 (+4.11%)
2023	$779.00	$7,101	$47,337 Land $20,700 Building $26,637
2022	$779.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	355 units insured incl. 307 condo units
Nearby Flood Claims	8 (2020–2026)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Zeta, Oct 2020 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: C Spire Wireless.

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