178 Iris St, Biloxi, MS 39531 Property Records

Harrison County property record for 178 Iris St, Biloxi, MS 39531

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,071 sqft · built 1950
Owner	Individual Name on File
Tax Bill	$1,045 (2025)
Deeds & Mortgages	Sep 2022 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1210K-03-059.000`

Property Details

APN / Parcel Number

Primary APN	`1210K-03-059.000`
Alternative APN	`003715`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,071 sqft Adjusted Area
1st Floor Area	1,057 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	003715
Street Address	178 IRIS ST
City	BILOXI
State	MS
Zip	39531-5100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 19 RE-PLAT OF GREATER BILOXI SEC 35-7-10
Legal Range	10
Legal Township	07
Legal Section	35
Legal Subdivision	GREATER BILOXI REPLAT
Legal Block	19
Legal Lot Number	3
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2013
Census Tract	1301

Owner

Source: Harrison County records · APN 1210K-03-059.000

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	14524 PORTEAUX BAY DR, BILOXI, MS 39532-9781
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF PHILADELPHIA
May 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF PHILADELPHIA
Jun 15, 2017	Deed of Trust, Mortgage CHARTER BANK
Jun 15, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2017
Deed Sale	Jun 16, 2017
Deed Document Number	2017-0001451-D-J2
Prior Transfer Date	Jun 15, 2017
Prior Transfer Doc	20170001451DJ2
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	178 IRIS ST, BILOXI, MS 39531-5100
Transaction Type	Mortgage
Record Updated	Oct 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220007382TJ2
Date	Sep 16, 2022
Instrument	2022-0007382-T-J2

Lender

Name	CITIZENS BANK OF PHILADELPHIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 13, 2027

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	178 IRIS ST, BILOXI, MS 39531-5100
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220003998TJ2
Date	May 19, 2022
Instrument	2022-0003998-T-J2

Lender

Name	CITIZENS BANK OF PHILADELPHIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	178 IRIS ST, BILOXI, MS 39531-5100
Transaction Type	Mortgage
Record Updated	Aug 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-0001788-T-J2
Date	Jun 15, 2017
Instrument	2017-0001788-T-J2

Lender

Name	CHARTER BANK
Type	Bank
Address	BILOXI, MS 39532

Agreement

Amount	Amount Recorded
Term	59 Months
Due	May 11, 2022

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jun 15, 2017
Property Address	178 IRIS ST, BILOXI, MS 39531-5100
Document Number	20170001451DJ2
Map Reference	PL 16 PG 12
Instrument Date	May 11, 2017
Instrument	2017-0001451-D-J2
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	178 IRIS ST, 178, BILOXI, MS 39531-5100

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	178 IRIS ST, BILOXI, MS 39531-5100

Tax Assessment & Valuation

Source: Harrison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,045.00 (+4.71%)	$9,350 (+3.74%)	$62,332 (+3.73%) Land $20,700 Building $41,632
2024	$998.00 (+0.91%)
2023	$989.00	$9,013	$60,088 Land $20,700 Building $39,388
2022	$989.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	355 units insured incl. 307 condo units
Nearby Flood Claims	8 (2020–2026)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Zeta, Oct 2020 · 6 claims

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Greater Biloxi Subdivision listed 2025 · 186 contributing resources · NRIS 100012236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cable One Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Telapex.

Based on FCC filings for 185 locations within half a mile of this property.

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