181 Ingham St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 181 Ingham St, Chicopee, MA 01013

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,456 sqft · built 1920
Lot Size0.696 acres (30,324 sqft)
OwnerIndividual Name on File
Tax Bill$3,030 (2026)
Deeds & MortgagesJul 2021 Refinance
Jun 2021 Transfer
Flood ZoneZone X (minimal risk)
APN608-00004

Property Details

APN / Parcel Number

Primary APN608-00004
Alternative APN
  • CHIC M:0608 P:00004

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,456 sqft Living Area
Gross Area2,724 sqft
1st Floor Area696 sqft
AtticAttic
Attic Area608 sqft
Basement Area696 sqft
Unfinished Basement696 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area30,324 sqft (0.696 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number608-00004
Street Address181 INGHAM ST
CityCHICOPEE
StateMA
Zip01013-4021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code7
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group4
Census Block4003
Census Tract811301

Owner

181 Ingham St is owned and occupied by an individual who acquired it in June 2021.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address181 INGHAM ST, CHICOPEE, MA 01013-4021
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PEOPLESBANK (HOLYOKE MA)
Jun 18, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 16, 2021
Transfer Doc023946-361
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address181 INGHAM ST, CHICOPEE, MA 01013-4021
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number023981-431
DateJul 6, 2021
Book Page23981/431
Instrument46558
Lender
NamePEOPLESBANK (HOLYOKE MA)
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateJun 18, 2021
Property Address181 INGHAM ST, CHICOPEE, MA 01013-4021
Document Number023946-361
Book / Page23946 / 361
Instrument DateJun 16, 2021
Instrument41775
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 INGHAM ST, CHICOPEE, MA 01013-4021

Tax Assessment & Valuation

The 2026 property tax bill for 181 Ingham St was $3,030, up 6.8% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,030.00 (+6.84%)$198,800 (+6.25%) Land $132,300 Building $66,500$263,219 (-21.49%)
2025$2,836.00 (+5.04%)$187,100 (+2.3%) Land $122,000 Building $65,100$335,255
2024$2,700.00 (+6.85%)$182,900 (+9.65%) Land $119,700 Building $63,200
2023$2,527.00$166,800 Land $108,700 Building $58,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Ingham St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Ingham St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 86% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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