128 Ingham St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 128 Ingham St, Chicopee, MA 01013

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,364 sqft · built 1890
Lot Size0.346 acres (15,064 sqft)
Owner2 Individual Names on File
Last Sale$82,500 (Jun 1998)
Tax Bill$4,109 (2026)
Deeds & MortgagesAug 2021 Refinance
Flood ZoneZone X (minimal risk)
APN629-00043

Property Details

APN / Parcel Number

Primary APN629-00043
Alternative APN
  • CHIC M:0629 P:00043

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,364 sqft Living Area
Gross Area2,730 sqft
1st Floor Area820 sqft
Basement Area980 sqft
Unfinished Basement980 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleOther
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,064 sqft (0.346 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number629-00043
Street Address128 INGHAM ST
CityCHICOPEE
StateMA
Zip01013-4019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code7
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group1
Census Block1018
Census Tract811301

Owner

128 Ingham St is owned and occupied by two individuals who bought it in June 1998.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address128 INGHAM ST, CHICOPEE, MA 01013-4019
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 1998 · Amount on File
Deed SaleJun 30, 1998 · Amount on File
Deed Book / Page10350 / 284
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address128 INGHAM ST, CHICOPEE, MA 01013-4019
Transaction TypeMortgage
Record UpdatedAug 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number24045-529
DateAug 6, 2021
Book Page24045/529
Instrument55093
Lender
NameFREEDOM CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 128 Ingham St was $4,109, up 5.7% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,109.00 (+5.74%)$269,600 (+5.19%) Land $123,900 Building $145,700$290,909 (-7.85%)
2025$3,886.00 (+5.4%)$256,300 (+2.6%) Land $113,700 Building $142,600$315,685
2024$3,687.00 (+10.72%)$249,800 (+13.65%) Land $111,400 Building $138,400
2023$3,330.00$219,800 Land $101,300 Building $118,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Ingham St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Ingham St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 86% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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