181 Highland Rd, Rye, NY 10580 Property Records

Westchester County and Harrison Town property record for 181 Highland Rd, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details6 bd · 8.5 ba · 8,493 sqft · built 1922
Lot Size2.57 acres (111,949 sqft)
Owner2 Individual Names on Record
Tax Bill$78,581 (2026)
Deeds & MortgagesMar 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN552801 0523.-21

Property Details

APN / Parcel Number

Primary APN552801 0523.-21
Alternative APNs
  • 5528000005230000021
  • 000033990

Interior

Bedrooms6 Beds
Full Baths8.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area8,493 sqft Living Area
1st Floor Area4,388 sqft
2nd Floor Area4,105 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Architectural StyleColonial
Exterior MaterialWood
Lot Area111,949 sqft (2.57 acres)
Garage TypeAttached
Garage Area750 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area923 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number000033990
Street Address181 HIGHLAND RD
CityRYE
StateNY
Zip10580-1833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Lot Number21
JurisdictionWESTCHESTER NY
Township / Civil DivisionHARRISON
Census Block Group2
Census Block2013
Census Tract8500

Owner

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address181 HIGHLAND RD, RYE, NY 10580-1833
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 15, 1996
Transfer Doc1146000069
Record UpdatedOct 29, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address181 HIGHLAND RD, RYE, NY 10580-1833
Document Number0590983036
Instrument DateMar 15, 2019
Transaction TypeMortgage
Record UpdatedApr 17, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 HIGHLAND RD RYE NY 105801833, RYE, NY 10580-1833

Mortgage

Document Number0590983036
DateApr 8, 2019
Book Page059098/003036
Lender
NameTD BK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 7, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionHarrison Town
MunicipalityHarrison Village
Unified School DistrictHarrison Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$78,581.00 (-39.29%)
2025$129,447.00$46,300 (-4.73%) Land $10,730 Building $35,570$3,991,379 (-7.2%) Land $925,000 Building $3,066,379
2024$48,600 (-) Land $10,730 Building $37,870$4,300,885 (+3.54%) Land $949,558 Building $3,351,327
2023$48,600 Land $10,730 Building $37,870$4,153,846 Land $917,094 Building $3,236,752

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1979–2021)
Claims Outside the SFHA3 of 8
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTCHESTER JOINT WATER WORKS
serves 59,629 people · EPA ID NY5903435
Water SourceSurface water
Last State InspectionMar 2025
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
currently in violation since Jun 1993
Haloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Optimum
Cable · Fiber in parts of the area
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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