Westchester County and Rye City property record for 114 Highland Rd, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,555 sqft · built 1915 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,306,000 (Jul 2005) |
| Tax Bill | $55,209 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage Feb 2020 Construction Loan |
| Flood Zone | Zone X (moderate risk) |
| APN | 551400 139-19-1-52 |
| Primary APN | 551400 139-19-1-52 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,555 sqft Living Area |
| 1st Floor Area | 1,611 sqft |
| 2nd Floor Area | 1,284 sqft |
| Upper Floors Area | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 114 HIGHLAND RD |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Subdivision | MAP OF APAWAMIS LAND CO |
| Legal Block | 1 |
| Legal Lot Number | 52.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 7700 |
114 Highland Rd is owned and occupied by two individuals who bought it in July 2005.
Source: Westchester County and Rye City records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 114 HIGHLAND RD, RYE, NY 10580-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Feb 13, 2020 | Deed of Trust, Mortgage · Construction Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2005 · Amount on File |
| Deed Sale | Jul 13, 2005 · Amount on File |
| Deed Document Number | 2005451880168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 114 HIGHLAND RD, RYE, NY 10580-1708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0600233136 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 600233136 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 114 HIGHLAND RD, RYE, NY 10580-1708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0600233186 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 600233186 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2030 |
| Change Frequency | 2 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.25% |
| Index | Other |
| Max Rate | 8.25% |
The 2026 property tax bill for 114 Highland Rd was $55,209, up 8.9% from the year before.
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,209.00 (+8.95%) | ||
| 2025 | $50,674.00 | $43,550 (-) Land $7,050 Building $36,500 | $3,690,678 (+6.78%) Land $597,458 Building $3,093,220 |
| 2024 | $43,550 (-) Land $7,050 Building $36,500 | $3,456,349 (+2.38%) Land $559,524 Building $2,896,825 | |
| 2023 | $43,550 Land $7,050 Building $36,500 | $3,375,969 Land $546,512 Building $2,829,457 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 114 Highland Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 98 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 2 condo units |
| Nearby Flood Claims | 559 (1978–2023) |
| Claims Outside the SFHA | 44 of 559 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 114 Highland Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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