181 Harding St, Oceanside, CA 92057 Property Records

San Diego County property record for 181 Harding St, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1979
Square Footage1,500 sqft Living Area
Lot Size6,076 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$715,000 (2024)
Tax Bill$8,123.00 (2025)

Property Details

APN / Parcel Number

Primary APN157-323-33-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,500 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleConventional Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialWood Shingle Roof
Lot Area6,076 sqft (0.139 acres)
Depth X Width100 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address181 HARDING ST
CityOCEANSIDE
StateCA
Zip92057-4439
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 210 TR 008349
Legal SubdivisionMISSION VALLEY BALL PARK
Legal Tract008349
Legal Block2
Legal Lot Number210
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2002
Census Tract18612

Owner

Source: San Diego County records · APN 157-323-33-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address181 HARDING ST, OCEANSIDE, CA 92057-4439
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2024Grant Deed, Transfer · Conventional Mortgage
THE LOAN STORE INC
Mar 04, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 26, 2024 · Amount on Record
Deed SaleJan 26, 2024 · Amount on Record
Prior SaleMar 27, 2007 · Amount on Record
Deed Doc Number202422504
Record RefreshedSep 20, 2026

January 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 26, 2024
Property Address181 HARDING ST, OCEANSIDE, CA 92057-4439
Document Number0000022504
Map ReferenceMAP 8349
Instrument DateJan 09, 2024
Instrument2024-0022504
Transaction TypeTransfer
Record UpdatedFeb 05, 2024
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address181 HARDING ST, OCEANSIDE, CA 92057-4439

Mortgage

Document Number0000022505
DateJan 26, 2024
Instrument2024-0022505
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address181 HARDING ST, OCEANSIDE, CA 92057-4439
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000111485
DateMar 04, 2020
Instrument2020-0111485
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term240 Months
DueMar 01, 2040

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$743,884 (+2%) Land $499,490 Building $244,394
2025$8,123.00 (+37.51%) Homeowner's exemption$729,299 (+35.82%) Land $489,697 Building $239,602
2023$5,907.00 (+1.55%) Homeowner's exemption$536,962 Land $360,550 Building $176,412
2022$5,817.00

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