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176 Harding St, Oceanside, CA 92057 Property Records

San Diego County property record for 176 Harding St, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1977
Square Footage1,135 sqft Living Area
Lot Size6,105 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$494,000 (2020)
Tax Bill$4,068.00 (2025)

Property Details

APN / Parcel Number

Primary APN157-333-02-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,135 sqft Living Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Lot Area6,105 sqft (0.14 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address176 HARDING ST
CityOCEANSIDE
StateCA
Zip92057-4438
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 271 TR 008349
Legal SubdivisionMISSION VALLEY BALL PARK
Legal Tract008349
Legal Block2
Legal Lot Number271
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2001
Census Tract18612

Owner

Source: San Diego County records · APN 157-333-02-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address176 HARDING ST, OCEANSIDE, CA 92057-4438
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2023Deed of Trust, Mortgage · Line of Credit
NEW AMERICAN FUNDING
Feb 22, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
May 12, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Aug 13, 2020Grant Deed, Transfer · Veterans Administration Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 13, 2020 · Amount on Record
Deed SaleAug 13, 2020 · Amount on Record
Prior SaleOct 27, 1995 · Amount on Record
Deed Doc Number2020455693
Prior Transfer DateNov 20, 1996
Prior Transfer Doc0000013862
Record RefreshedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address176 HARDING ST, OCEANSIDE, CA 92057-4438
Transaction TypeMortgage
Record UpdatedDec 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 HARDING ST, OCEANSIDE, CA 92057-4438

Mortgage

Document Number0000329463
DateNov 29, 2023
Instrument2023-0329463
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 28, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address176 HARDING ST, OCEANSIDE, CA 92057-4438
Transaction TypeMortgage
Record UpdatedMar 02, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 HARDING ST, OCEANSIDE, CA 92057-4438

Mortgage

Document Number0000079183
DateFeb 22, 2022
Instrument2022-0079183
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address176 HARDING ST, OCEANSIDE, CA 92057-4438
Transaction TypeMortgage
Record UpdatedMay 24, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000363397
DateMay 12, 2021
Instrument2021-0363397
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 13, 2020
Property Address176 HARDING ST, OCEANSIDE, CA 92057-4438
Document Number0000455693
Map ReferenceMAP 8349
Instrument DateAug 08, 2020
Instrument2020-0455693
Transaction TypeTransfer
Record UpdatedJul 01, 2021
Title CompanyFIRST AMER TTL CO RES DIV

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 HARDING ST, OCEANSIDE, CA 92057-4438

Mortgage

Document Number0000455694
DateAug 13, 2020
Instrument2020-0455694
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$545,411 (+2%) Land $235,011 Building $310,400
2025$4,068.00 (+2.99%)$534,717 (+4.04%) Land $230,403 Building $304,314
2023$3,950.00 (-30.01%)$513,956 Land $221,457 Building $292,499
2022$5,644.00

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