181 Granite Pointe Ln, Winfield, MO 63389 Property Records

Lincoln County property record for 181 Granite Pointe Ln, Winfield, MO 63389

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,164 sqft · built 2009
Lot Size	0.424 acres (18,469 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,891 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-60-14-000-000-014.011`

Property Details

APN / Parcel Number

Primary APN	`14-60-14-000-000-014.011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
Basement Area	1,164 sqft
Unfinished Basement	1,164 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,469 sqft (0.424 acres)
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	181 GRANITE POINTE LN
City	WINFIELD
State	MO
Zip	63389-2980
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 WHITEHAWK
Legal Range	01E
Legal Township	49N
Legal Section	14
Legal Subdivision	WHITEHAWK
Legal Lot Number	11
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1037
Census Tract	810309

Owner

Source: Lincoln County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 GRANITE POINTE LN, WINFIELD, MO 63389-2980
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 21, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	181 GRANITE POINTE LN, WINFIELD, MO 63389-2980
Transaction Type	Mortgage
Record Updated	Aug 8, 2023
Title Company	FIRST ALLIANCE TITLE, FIRST ALLIANCE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 GRANITE POINTE LN, WINFIELD, MO 63389-2980

Mortgage

Document Number	002490/932
Date	Jun 2, 2023
Book Page	2490/932
Instrument	2023004125

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Apr 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 21, 2022
Property Address	181 GRANITE POINTE LN, WINFIELD, MO 63389-2980
Document Number	002477/233
Book / Page	2477 / 233
Map Reference	MB 1635 PG 560
Instrument Date	Jun 1, 2009
Instrument	2022002959
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	181 GRANITE POINTE LN, WINFIELD, MO 63389-2980

Mortgage

Document Number	2022002960
Date	Mar 21, 2022
Instrument	2022002960

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,939 (-) Land $5,905 Building $25,034
2025	$1,891.00 (+6.42%)	$30,939 (+7.9%) Land $5,905 Building $25,034	$162,840 (+7.9%) Land $31,080 Building $131,760
2023	$1,777.00 (+5.33%)	$28,675 Land $5,143 Building $23,532	$150,920 Land $27,070 Building $123,850
2022	$1,687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications.

Nearby Properties on Granite Pointe Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures