161 Granite Pointe Ln, Winfield, MO 63389 Property Records

Lincoln County property record for 161 Granite Pointe Ln, Winfield, MO 63389

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,398 sqft · built 2004
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on File
Last Sale	$172,200 (May 2015)
Tax Bill	$2,471 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-60-14-000-000-014.013`

Property Details

APN / Parcel Number

Primary APN	`14-60-14-000-000-014.013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,398 sqft Living Area
Basement Area	1,398 sqft
Unfinished Basement	1,398 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,365 sqft (0.215 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	161 GRANITE POINTE LN
City	WINFIELD
State	MO
Zip	63389-2980
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 WHITEHAWK
Legal Range	01E
Legal Township	49N
Legal Section	14
Legal Subdivision	WHITEHAWK
Legal Lot Number	13
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1037
Census Tract	810309

Owner

161 Granite Pointe Ln is owned and occupied by an individual who bought it in May 2015.

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	161 GRANITE POINTE LN, WINFIELD, MO 63389-2980
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2015 · Amount on File
Deed Sale	May 1, 2015 · Amount on File
Deed Document Number	20153308
Deed Book / Page	2387 / 707
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 11, 2023
Property Address	161 GRANITE POINTE LN, WINFIELD, MO 63389-2980
Document Number	02491/1000
Book / Page	2491 / 1000
Map Reference	MB 1635 PG 560
Instrument Date	Jul 10, 2023
Instrument	2023005201
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 OAK VALLEY DR, SAINT PETERS, MO 63376-1850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 GRANITE POINTE LN, WINFIELD, MO 63389-2980

Mortgage

Document Number	2023005202
Date	Jul 11, 2023
Instrument	2023005202

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	161 GRANITE POINTE LN, WINFIELD, MO 63389-2980
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2457/482
Date	Dec 31, 2020
Book Page	2457/482
Instrument	2020015589

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 161 Granite Pointe Ln was $2,471.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,442 (-) Land $5,672 Building $34,770
2025	$2,471.00	$40,442 Land $5,672 Building $34,770	$212,850 Land $29,850 Building $183,000
2023	$2,340.00 (+4.7%)	$37,772 Land $5,136 Building $32,636	$198,800 Land $27,030 Building $171,770
2022	$2,235.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 161 Granite Pointe Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 161 Granite Pointe Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications.

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