181 Ferdinand Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 181 Ferdinand Dr, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,991 sqft · built 2017
Lot Size	0.182 acres (7,927 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Jan 2022)
Tax Bill	$1,963 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083124B C 02900`

Property Details

APN / Parcel Number

Primary APN	`083124B C 02900`
Alternative APN	`124B C 02900`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,991 sqft Living Area
Gross Area	3,565 sqft
1st Floor Area	1,514 sqft
Basement Area	1,514 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,927 sqft (0.182 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	181 FERDINAND DR
City	GALLATIN
State	TN
Zip	37066-1559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB29 PG 325-327 LT472
Legal Subdivision	PLAN OF CARELLTON SUBDIVISION
Legal Block	325-327
Legal Lot Number	472
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	1
Census Block	1042
Census Tract	20502

Owner

Source: Sumner County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	181 FERDINAND DR, GALLATIN, TN 37066-1559
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Jan 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Feb 14, 2018	Warranty Deed, Transfer · Conventional Mortgage WILSON BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	Feb 14, 2018 · Amount on Record
Deed Document Number	20221399834
Deed Book / Page	5840 / 871
Prior Transfer Date	Nov 12, 2020
Prior Transfer Doc	0054730714
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Jan 18, 2022
Property Address	181 FERDINAND DR, GALLATIN, TN 37066-1559
Document Number	0058400871
Book / Page	5840 / 871
Map Reference	MB 4439 PG 556
Instrument Date	Jan 3, 2022
Instrument	1399834
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	PROPERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,146.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 FERDINAND DR, GALLATIN, TN 37066-1559

Mortgage

Document Number	0000058411
Date	Jan 18, 2022
Instrument	5841/1

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMNER TN
Recording Date	Jan 21, 2021
Property Address	181 FERDINAND DR, GALLATIN, TN 37066-1559
Document Number	0054730714
Book / Page	5473 / 714
Map Reference	MB 29 PG 325-327
Instrument Date	Nov 12, 2020
Instrument	1346961
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 FERDINAND DR, GALLATIN, TN 37066-1559

Mortgage

Document Number	5473718
Date	Jan 21, 2021
Instrument	5473/718

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Feb 14, 2018
Property Address	181 FERDINAND DR, GALLATIN, TN 37066-1559
Document Number	0046910601
Book / Page	004691 / 000601
Instrument Date	Feb 13, 2018
Instrument	1223413
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 FERDINAND DR GALLATIN TN 370661559, GALLATIN, TN 37066-1559

Mortgage

Document Number	46910604
Date	Feb 14, 2018
Book Page	004691/000604
Instrument	1223414

Lender

Name	WILSON BK&TR
Type	Bank
Address	LEBANON, TN 37087

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2048

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,963.00 (-33.66%)	$138,175 (+42.56%) Land $22,500 Building $115,675
2024			$552,700 (+42.56%) Land $90,000 Building $462,700
2023	$2,959.00 (-0.3%)	$96,925 (-) Land $12,000 Building $84,925
2022	$2,968.00	$96,925 Land $12,000 Building $84,925
2021			$387,700 Land $48,000 Building $339,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	23 (1993–2024)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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