Sumner County property record for 176 Ferdinand Dr, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,402 sqft · built 2017 |
| Owner | 2 Individual Names on File |
| Last Sale | $323,824 (Nov 2017) |
| Tax Bill | $1,931 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083124B C 02500 |
| Primary APN | 083124B C 02500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,402 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| Garage Type | Finished |
| Driveway | Driveway |
| Driveway Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 176 FERDINAND DR |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-1596 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PB29 PG 325-327 LT548 |
| Legal Subdivision | CARELLTON PH3-C LT548 |
| Legal Block | 325-327 |
| Legal Lot Number | 548 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 20502 |
Source: Sumner County records · APN 083124B C 02500
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 176 FERDINAND DR, GALLATIN, TN 37066-1596 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2020 | Deed of Trust, Mortgage · Line of Credit ASCEND FCU |
| Nov 29, 2017 | Warranty Deed, Transfer · Conventional Mortgage WILSON BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 29, 2017 · Amount on Record |
| Deed Sale | Nov 29, 2017 · Amount on Record |
| Deed Document Number | 1216034 |
| Deed Book / Page | 4650 / 758 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 176 FERDINAND DR, GALLATIN, TN 37066-1596 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0053890463 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 5389/463 |
| Instrument | 1335314 |
| Name | ASCEND FCU |
|---|---|
| Type | Credit Union |
| Address | TULLAHOMA, TN 37388 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 23, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Nov 29, 2017 |
| Property Address | 176 FERDINAND DR, GALLATIN, TN 37066-1596 |
| Document Number | 0046500758 |
| Book / Page | 004650 / 000758 |
| Instrument Date | Nov 28, 2017 |
| Instrument | 1216034 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,198.15 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 176 FERDINAND DR GALLATIN TN 37066, GALLATIN, TN 37066 |
| Document Number | 46500761 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 004650/000761 |
| Instrument | 1216035 |
| Name | WILSON BK&TR |
|---|---|
| Type | Bank |
| Address | LEBANON, TN 37087 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2047 |
Source: Sumner County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,931.00 (-25.99%) | $135,900 (+58.95%) Land $22,500 Building $113,400 | |
| 2024 | $543,600 (+58.95%) Land $90,000 Building $453,600 | ||
| 2023 | $2,609.00 (-0.34%) | $85,500 (-) Land $12,000 Building $73,500 | |
| 2022 | $2,618.00 | $85,500 Land $12,000 Building $73,500 | |
| 2021 | $342,000 Land $48,000 Building $294,000 |
Source: FEMA National Flood Hazard Layer as of July 12, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 23 (1993–2024) |
| Claims Outside the SFHA | 9 of 23 |
| Most Recent Claim | May 2024 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 215 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WHITE HOUSE UTILITY DISTRICT serves 130,411 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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