181 E Thomas Rd, Blue Ridge, GA 30513 Property Records

Fannin County property record for 181 E Thomas Rd, Blue Ridge, GA 30513

Property Summary

Property Type	Residential Vacant Land
Details	1 ba · 996 sqft · built 1940
Lot Size	1.77 acres (77,101 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Sep 2020)
Tax Bill	$117 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0058 A 040`

Property Details

APN / Parcel Number

Primary APN	`0058 A 040`
Alternative APN	`10767`

Interior

Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	996 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Other
Exterior Material	Vinyl
Lot Area	77,101 sqft (1.77 acres)
Porch	Porch
Porch Area	328 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	10767
Old Parcel Number	0058A040
Street Address	181 E THOMAS RD
City	BLUE RIDGE
State	GA
Zip	30513-6779
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RURAL
Legal Description	8-2 LL185 DB1375-680* 1.77 ACS
Jurisdiction	FANNIN GA
Township / Civil Division	MCCAYSVILLE
Census Block Group	5
Census Block	5011
Census Tract	50200

Owner

Source: Fannin County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	236 WOLF CREEK RD, MINERAL BLUFF, GA 30559-2153
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICA FUNDING
Mar 31, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2020 · Amount on Record
Deed Sale	Sep 29, 2020 · Amount on Record
Deed Document Number	0001375680
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	181 E THOMAS RD, BLUE RIDGE, GA 30513-6779
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E THOMAS RD, BLUE RIDGE, GA 30513-6216

Mortgage

Document Number	0000001660/0000000294
Date	Jul 22, 2025
Book Page	0000001660/0000000294

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2035

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Mar 31, 2022
Property Address	203 E THOMAS RD, BLUE RIDGE, GA 30513-6216
Document Number	00001496/2
Book / Page	1496 / 2
Instrument Date	Mar 31, 2022
Instrument	2022-001070
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E THOMAS RD, BLUE RIDGE, GA 30513-6216

Mortgage

Document Number	0000001496/0000000004
Date	Mar 31, 2022
Book Page	0000001496/0000000004
Instrument	002742430011

Lender

Name	FIRST OPTION MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$117.00 (-87.37%)	$12,941 (-) Land $12,941	$32,353 (-) Land $32,353
2023		$12,941 (-80.41%) Land $12,941	$32,353 (-80.41%) Land $32,353
2022	$926.00	$66,061 Land $21,437 Building $44,624	$165,152 Land $53,592 Building $111,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCCAYSVILLE serves 7,020 people · EPA ID GA1110001
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber · Cable	2,500 / 2,500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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