128 E Thomas Rd, Blue Ridge, GA 30513 Property Records

Fannin County property record for 128 E Thomas Rd, Blue Ridge, GA 30513

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,930 sqft · built 2005
Lot Size1.58 acres (68,825 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Nov 2012)
Tax Bill$1,746 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0051 B 007

Property Details

APN / Parcel Number

Primary APN0051 B 007
Alternative APN
  • 9026

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,930 sqft Heated Area
1st Floor Area2,930 sqft
Basement Area2,930 sqft
Unfinished Basement2,930 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialMetal
Lot Area68,825 sqft (1.58 acres)
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area368 sqft
Deck Area694 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number9026
Street Address128 E THOMAS RD
CityBLUE RIDGE
StateGA
Zip30513-6210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRURAL
Legal Description8-2 LL185 DB1029-760* 1.58AC
JurisdictionFANNIN GA
Township / Civil DivisionMCCAYSVILLE
Census Block Group5
Census Block5026
Census Tract50200

Owner

Source: Fannin County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 2854, BLUE RIDGE, GA 30513-0051
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2012 · Amount on Record
Deed SaleNov 9, 2012 · Amount on Record
Prior SaleApr 3, 2012
Deed Document Number20122257
Deed Book / Page1029 / 760
Prior Transfer DateSep 18, 2008
Prior Transfer Doc000861/197
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFANNIN GA
Property Address128 E THOMAS RD, BLUE RIDGE, GA 30513-6210
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1226/54
DateOct 4, 2017
Book Page1226/54
Lender
NameBANK OF THE OZARKS
TypeBank
Agreement
AmountAmount Recorded
Term300 Months
DueOct 1, 2042

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyFannin County
Unified School DistrictFannin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,746.00 (-22.71%)$192,473 (+22.11%) Land $11,593 Building $180,880$481,184 (+22.11%) Land $28,983 Building $452,201
2023$157,618 Land $11,593 Building $146,025$394,045 Land $28,983 Building $365,062
2022$2,259.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims1 (2004)
Most Recent ClaimSep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 58% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCCAYSVILLE
serves 7,020 people · EPA ID GA1110001
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ETC
Fiber · Cable
2,500 / 2,500
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on E Thomas Rd

Nearby Streets

Search Property Records by Address or Parcel Number